San Francisco 49ers vs Indianapolis Colts Odds

The 49ers will play the Colts on Monday, December 22nd, 2025. The matchup takes place at Lucas Oil Stadium. Watch this exciting Week 16 matchup at 8:15 pm EST. Check local listings for coverage on ESPN, ABC.

Learn more about NFL betting with our handy tutorial and guide. Know when to bet the spread, moneyline, totals or props.


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Table of Contents

Key Matchup Stats

It's now Week 16, as the 2025-26 NFL regular season is coming to a close. This week's action includes a matchup between the San Francisco 49ers and Indianapolis Colts. They'll play on Monday, December 22nd, 2025 at Lucas Oil Stadium, in a game that may affect this season's playoff picture. We've highlighted each team's key performance stats below. Take note of the following as you handicap this matchup.

  • SportsBetting3.com Power Rankings - Now Week 16 of the 2025-26 NFL regular season, the San Francisco 49ers have a 94.67 power ranking based on our formula. Their opponent, the Indianapolis Colts, currently possess a 93.67 power ranking.
  • Away San Francisco 49ers - With the season coming to a close, the San Francisco 49ers have a 6-2-0 record as an away team, ranking them 1st in the league for away team wins.
  • Home Indianapolis Colts - The Indianapolis Colts come to this Week 16 game with a 6-1-0 record as a home team. They rank 2nd in the league for home team wins as the 2025-26 regular season wraps up.
  • Points Scored - The San Francisco 49ers currently rank 11th (344) headed into Week 16, with the Indianapolis Colts ranked 6th (392) for points scored to date.
  • Points Against - As the regular season winds down, the San Francisco 49ers rank 20th (293) for points score against them. Note that the Indianapolis Colts now rank 19th (303) for points scored against.
  • Team Records - The final games of the season will determine who heads to the playoffs. Heading into Week 16, the San Francisco 49ers have a 10-4-0 record, with the Indianapolis Colts at 8-6-0 for the 2025-26 NFL regular season.

Captain Shady Lines

A broken compass is right at least twice a day.

Captain Shady Lines
Captain Shady Lines

Arrr, me hearties! The San Francisco 49ers be facin' off against the Indianapolis Colts. This be an important Week 16 matchup as the NFL regular season be nearin' its end. The result o' this game may affect the NFL playoff picture greatly.

The San Francisco 49ers be standin' at 10-4-0, while the Indianapolis Colts be at 8-6-0. The 49ers lead their NFC West Division with a 4-1-0 standing. The Colts be holdin' a 2-2-0 standing in the AFC South Division.

This Week 16 showdown be happenin' at Lucas Oil Stadium. The SportsBetting3.com NFL Power Rankings show the 49ers at 94.67 and the Colts at 93.67. Place a bet at BetRivers or BetMGM and be sure to look at this matchup's prop bets below. We've compared odds from our partner sportsbooks for ye to plunder!

Best 49ers at Colts Odds


Best Point Spread Betting Odds
Underdog

Indianapolis Colts
Favorite

San Francisco 49ers
The San Francisco 49ers have a -4.5 -105 point spread at BetMGM OH. They are the point spread favorite in this matchup. The Indianapolis Colts have a +4.5 -115 point spread at BetMGM OH. The Indianapolis Colts are the point spread underdogs. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetMGM has the best over line of 46.5 points. Risk $110 to win $100. BetMGM has the best under line of 46.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Indianapolis Colts
Favorite

San Francisco 49ers
The San Francisco 49ers are the -220 moneyline favorite. Risk $220 to win $100 on the San Francisco 49ers at BetMGM. The Indianapolis Colts are the +185 underdog at BetMGM. Risk $100 to win $185 on the Indianapolis Colts. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the San Francisco 49ers vs Indianapolis Colts NFL game on Monday, December 22nd, 2025?

The San Francisco 49ers are -4.5 -105 point spread favorites at BetMGM, while the Indianapolis Colts are +4.5 -115 point spread underdogs at BetMGM.

What is the over-under total line for the San Francisco 49ers vs Indianapolis Colts NFL game on Monday, December 22nd, 2025?

The best over line is 46.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 46.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the San Francisco 49ers vs Indianapolis Colts NFL game on Monday, December 22nd, 2025?

The San Francisco 49ers are the -220 moneyline favorite at BetMGM and the Indianapolis Colts are the +185 moneyline underdog at BetMGM.

NFL Odds Example

NFL Odds and Outcomes Explained

Game
BetMGM Sports Betting BetMGM
Bet
49ers
Colts
12/22/25 8:15pm EST
-4.5 -105+4.5 -115
Bet $100 at BetMGM Ohio
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Gambling Problem? Call 1-800-589-9966

Underdog Indianapolis Colts - Indianapolis Colts bettors risk $100 to win $86.96 at -115 odds.

A +4.5 Indianapolis Colts underdog bet wins if they lose by 4 or fewer, tie, or win outright. Your bet loses if they lose by 5 or more.

Favorite San Francisco 49ers - San Francisco 49ers bettors risk $100 to win $95.24 at -105 odds.

A -4.5 San Francisco 49ers favorite bet wins if they win by 5 or more. Your bet loses if they win by 4 or fewer, tie, or lose outright.

San Francisco 49ers at Indianapolis Colts Prop Bets

NFL Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
49ers
Colts
First Team To Score
12/22/25 8:15pm EST
-125-102Bet
49ers
Colts
No Touchdown
To Score 1st Touchdown
12/22/25 8:15pm EST
-140+105+10000Bet
49ers
Colts
Game to Overtime
12/22/25 8:15pm EST
Yes +750No -2500Bet
49ers
Colts
Safety to be Scored
12/22/25 8:15pm EST
Yes +1000No -3000Bet
BetMGM Sports Betting BetMGM
Brock Purdy
Interceptions Thrown
SF at IND
12/22/25 8:15pm EST
0.5 o -1400.5 u +105Bet
Philip Rivers
Interceptions Thrown
SF at IND
12/22/25 8:15pm EST
0.5 o -1050.5 u -125Bet
Brock Purdy
Longest Passing Completion
SF at IND
12/22/25 8:15pm EST
34.5 o -11034.5 u -118Bet
Philip Rivers
Longest Passing Completion
SF at IND
12/22/25 8:15pm EST
27.5 o -11527.5 u -115Bet
BetMGM Sports Betting BetMGM
Blake Grupe
Total Kicking Points
SF at IND
12/22/25 8:15pm EST
6.5 o -1106.5 u -118Bet
Eddy Pineiro
Total Kicking Points
SF at IND
12/22/25 8:15pm EST
7.5 o -1157.5 u -115Bet
Brock Purdy
Total Pass Completions
SF at IND
12/22/25 8:15pm EST
21.5 o -13521.5 u +100Bet
Philip Rivers
Total Pass Completions
SF at IND
12/22/25 8:15pm EST
17.5 o -13517.5 u +105Bet
BetMGM Sports Betting BetMGM
Brock Purdy
Total Passing Yards
SF at IND
12/22/25 8:15pm EST
245.5 o -115245.5 u -115Bet
Philip Rivers
Total Passing Yards
SF at IND
12/22/25 8:15pm EST
160.5 o -135160.5 u +100Bet
Brock Purdy
Total Touchdown Passes
SF at IND
12/22/25 8:15pm EST
1.5 o -1551.5 u +115Bet
Philip Rivers
Total Touchdown Passes
SF at IND
12/22/25 8:15pm EST
0.5 o -1900.5 u +140Bet

Recent Meetings Since 2021

Recent Meetings Since 2021
WeekGameResultMargin
2025
Week 16
49ers vs Colts
Monday, December 22nd, 2025
SF 48, IND 27
Lucas Oil Stadium
49ers by 21
2021
Week 7
Colts vs 49ers
Sunday, October 24th, 2021
IND 30, SF 18
Levi's Stadium
Colts by 12

Team Standings

2025-2026 NFL Regular Season Standings - San Francisco 49ers, Indianapolis Colts
Team W L T Pct PF PA Home Away Div Div% Conf Conf% Strk L5
xy - San Francisco 49ers12500.7064373715-3-07-2-04-2-00.6679-3-00.7501L4-1-0
Indianapolis Colts8900.4714664126-3-02-6-02-4-00.3336-6-00.5007L0-5-0

San Francisco 49ers & Indianapolis Colts Futures Odds

Here are each team's Super Bowl, conference, and division futures odds. Review odds for other matchups and learn the best NFL bets.

San Francisco 49ers Futures Odds
2025-26 San Francisco 49ers Super Bowl Odds

Team
BetMGM Sports Betting BetMGM
49ers
+2000
Bet
Indianapolis Colts Futures Odds

No Super Bowl TM Indianapolis Colts YR: futures available

San Francisco 49ers & Indianapolis Colts Team Pages

Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the San Francisco 49ers vs Indianapolis Colts NFL Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Monday, December 22nd, 2025 at 8:15 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's NFL page, look for the San Francisco 49ers vs Indianapolis Colts Game.

    Navigate to the sportsbook's NFL page. Next, look for live or upcoming matchups. Select the San Francisco 49ers vs Indianapolis Colts Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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