EZMoney Horse Betting Sites

EZMoney makes it quick and easy to fund your horse betting account using the ACH system. It works like VIP Preferred eCheck that’s commonly accepted at multiple US sports betting sites and online casinos. After selecting an EZMoney deposit, new customers will need to enter their bank account information and personal details. You only need to do this once.

Any additional deposits will require you to first complete and return a form to customer service. This also only has to be done once. Best of all, you can expect higher deposit limits and seamless withdrawals to your bank account.

Horse Betting Sites that accept EZMoney

EZMoney Horse Betting Sites

TwinSpires Sportsbook#1 TwinSpires
New Customers - $200 Signup Bonus - Code: BET200
Bet Now
21+ Play from any approved state
Gambling Problem? Call 1-800-522-4700

Table of Contents

  1. Horse Betting Sites that accept EZMoney
  2. What is EZMoney?
  3. Before You Deposit
  4. How to Deposit
  5. Help with EZMoney Deposits
  6. Processing Fees
  7. EZMoney Deposit Alternatives
  8. How to Withdraw Money
  9. EZMoney Pros
  10. EZMoney Cons
  11. EZMoney Deposit FAQs

EZMoney Horse Betting Sites

  1. TwinSpires.com – Industry Leader


Unlike sports betting, horse betting is legal throughout most of the United States. With so many options to choose from, TwinSpires stands out as one of the premier names in the industry. Their parent company Churchill Downs Inc, also runs the Churchill Downs Racetrack, home to the biggest event in horse racing: the Kentucky Derby.

TwinSpires proudly offers their customers live video feeds. Review the horses up close and personal before each race. TwinSpires also provides free horse handicapping advice and data-driven analysis to its customers. All of these benefits combine to help you make informed and profitable horse bets.

TwinSpires - 21+ Play from any approved state
Gambling Problem? Call 1-800-522-4700
New Customers - $200 Signup Bonus - Code: BET200
Bet Now TwinSpires

TwinSpires EZMoney Deposits

Depositing with EZMoney at TwinSpires.com is simple. Once you’ve opened a new betting account, proceed to the cashier. Next, enter all the requested information needed to join the EZMoney program. You can make your first EZMoney deposit in minutes. Note that TwinSpires.com requests that you complete a form prior to making any future EZMoney deposits.

Players can also utilize major credit cards, PayPal, ApplePay, PayNearMe, Play+ Card, cash at cage, Green Dot, check or money order, and wire transfer. The wide variety of deposit options makes it convenient to fund your player account.

What We Like

TwinSpires makes horse betting fun and exciting with their easy-to-use app. With just a few taps, bettors can make their wagers on any number of races from across the country.

Additionally, TwinSpires offers one of the best new player welcome bonuses. You can register a new account, deposit money, and get bonus cash in a matter of minutes.

TwinSpires Deposit Help

TwinSpires offers competitive customer support that meets or beats any other horse racing site. They have a comprehensive support page with frequently asked questions and answers, great for solving problems quickly.

If that weren’t enough, TwinSpires also has email, phone support (from 9AM to 12AM EST), and 24/7 live chat.

What is EZMoney?

EZMoney is a way to fund your horse betting account using the ACH system. It’s similar to VIP Preferred eCheck for online sportsbooks or casinos. EZMoney is TwinSpires.com’s proprietary way to quickly and easily fund your account within minutes.

New Accounts

Like VIP Preferred eCheck, you’ll need to join the program. First, register with EZMoney and be sure to provide all the requested personal and banking details, including your account and routing numbers. Next, make your first deposit. In most cases it will be credited to your horse betting account in minutes.

Complete Form

Twinspires.com requires customers using EZMoney to complete and return a form to customer service before making any additional deposits or withdrawals. It’s quick and easy and ultimately makes future transactions go much faster.

Customer Support

EZMoney is run by TwinSpires, part of Churchill Downs Incorporated. Learn more about EZmoney at TwinSpires.com. If you have questions about your EZMoney transfer, call TwinSpires.com at 1-877-774-7371. Alternatively, open a live chat session or email [email protected].

Before You Deposit Using EZMoney

If you need a new EZMoney account, gather the following before filling out the online form:

  1. Bank account number.
  2. Bank routing number, usually the ABA number at the bottom of a paper check.
  3. Driver’s License and last 4 of Social Security number.
  4. Account address if different from your home address.
  5. Complete any forms or paperwork requested by the horse betting site after first deposit.
Horse Betting EZMoney Deposit

How to Deposit using EZMoney

Time needed: 2 minutes

How to deposit to a horse betting site using EZMoney.

  1. Visit the horse betting site’s cashier, banking, or deposit page

    After signup or login, use the horse betting site’s navigation menu to find its cashier, banking, or deposit page.

  2. Select EZMoney

    Select EZMoney. First time users will need to set up a new account.

  3. Provide your account details and personal identification information

    Enter your bank account number and routing number from the bottom of a paper check. Then enter your ID verification details, commonly a US state driver’s license number.

  4. Funds will be credited to your account within minutes

    Allow 2-4 minutes for the funds to be credited to your horse betting account. Your first deposit may take longer than subsequent deposits.

  5. Call customer service for higher limits

    Once you’ve established a good relationship with your horse betting site, call customer service for higher deposit limits. Be sure to complete any requested forms or paperwork. These only need to be done once.

EZMoney Horse Betting Sites

TwinSpires Sportsbook#1 TwinSpires
New Customers - $200 Signup Bonus - Code: BET200
Bet Now
21+ Play from any approved state
Gambling Problem? Call 1-800-522-4700

Help With EZMoney Horse Betting Deposits

If you’re having trouble depositing with EZMoney, follow the steps below:

  1. Double check that you’re using the correct bank account and routing numbers. You can find your account number and routing number at the bottom of a paper check, or login to online banking and look at your account profile.
  2. Contact your horse betting site. Their customer service agents will be happy to help you make a deposit.
  3. Make sure you’ve enabled ACH transfers at your bank. Some banks require you to manually enable ACH transactions first. Login to online banking and visit your account profile, then look for the security page. Enable ACH transactions if necessary.
  4. Complete all requested forms and paperwork. After your first deposit, you’ll need to complete and return a form to customer service before making any future deposits.
  5. If you’re still having trouble, call your bank, start a chat session, or open an email support ticket.

EZMoney Processing Fees

There are no fees charged when depositing to a horse betting site using EZMoney. The same is true for credit and debit card deposits and other popular deposit methods like e-wallets and cash transfer using Green Dot.

Note also that your bank should not charge a fee to fund your horse betting account using EZMoney. These transactions are no different than online bill pay or funding a financial brokerage account with an instant transaction.

EZMoney Deposit Alternatives

There are three alternative ways to deposit. The first way is using an e-wallet such as Paypal, or a cash transfer service PayNearMe, or TwinSpires’ Play+ Card. The second way to deposit is with your Visa or MasterCard credit or debit card.

Finally, you can deposit with Green Dot cash transfer or Bank Wire. If you can wait a few days, sending a check by mail is also acceptable.

How to Withdraw Money from a Horse Betting Site

The easiest and fastest way to withdraw money from a horse betting site is by withdrawing to your bank account. The most common withdrawal review period is 2 to 5 days. You can speed up this process by completing any Know Your Customer (“KYC”) forms requested by the horse betting site, or by verifying your withdrawal account using personal information.

Other fast withdrawal methods include Play+ Card, Paypal, and other e-wallets. Another way to withdraw is to get a check by mail. Your wait time will depend on how fast the horse betting site issues the check plus postal service delivery times.

EZMoney Deposit Pros

  1. Fast – Once your account is setup and your form has been returned, EZMoney deposits and withdrawals are quick and easy.
  2. No Fees – Twinspires.com does not charge any fees to use EZMoney.
  3. Safe – Each deposit is verified using your account number, routing number, and personal identity details.
  4. Higher Limits – Once you’ve established your reputation, TwinSpires.com will be happy to increase your deposit and withdrawal limits.

EZMoney Deposit Cons

  1. No Sportsbooks – Unlike other deposit methods, EZMoney is only available at horse betting sites like TwinSpires.com
  2. First Deposit Limits – Your first EZMoney deposit will be limited until you return the form to customer service.
  3. Risk Management – You will have to build a good relationship with you TwinSpires.com before your deposit limits will be increased. Additional disclosures may be required.

Which Banks Prohibit Gambling Transactions?

Citing concerns about money laundering and fraud, some major US banks prohibit depositing money using their credit and debit cards. This policy will likely change as states continue to legalize online gambling and other banks begin processing transactions to online gambling sites.

If your bank declined a debit or credit card transaction, you should be able to deposit by bank transfer or with a bank wire. In fact, the same banks that prohibit use of their debit and credit cards for online gambling will most likely allow ACH transfers via EZMoney. 

EZMoney ACH transactions are considered lower risk because banks don’t have to worry about a lost or stolen credit or debit card. They can request that you confirm the transaction using an SMS text message code or using a USB security key. Finally, the identify verification performed by the horse betting site substantially decreases the risk of fraud.

EZMoney Deposit FAQs

Are EZMoney deposits to horse betting sites sites legit?

EZMoney is a proprietary ACH deposit method run by TwinSpires.com, owned and operated by Churchill Downs Incorporated, based in Louisiville, Kentucky. All financials are regulated by both state and US federal financial agencies.

What do I need to transfer money using EZMoney to a horse betting site?

Gather your bank account number, routing number, driver’s license, and cell phone just in case you need to verify your identity with an SMS text message code. Also have your bank account address ready if it’s different from your residential address. Return any ID verification forms to customer service.

How can I increase the amount I can deposit to a US horse betting site?

Build your reputation as a reliable depositor using EZMoney or other others. Additionally, be sure to complete any KYC (“Know Your Customer”) forms and return to customer service.

Can I deposit to a horse betting using EZMoney from my credit union account?

Most credit unions should be eligible for EZMoney ACH transactions. We recommend calling your credit union’s customer support in advance. Keep your account number and routing number handy just in case.

What are alternative methods to EZMoney if my transaction is declined?

Try using your Visa or MasterCard debit or credit card, or try a bank transfer. Next, try using an e-wallet like Paypal. Finally, try a bank wire from your online banking website. There’s no need to visit the bank in person to send a bank wire.

Which horse betting sites have EZMoney deposits?

TwinSpires.com offers EZMoney deposits.

Which sports betting sites have EZMoney deposit?

Currently, no sports betting sites accept EZMoney deposits. This may change if TwinSpires.com reenters the legal US sports betting market or if they authorize another sportsbook to process deposits using EZMoney.

Does TwinSpires.com accept EZMoney deposits?

Yes, TwinSpires.com accepts EZMoney deposits as they both own and operate the EZMoney system. Alternative TwinSprires.com deposit methods include online banking, credit and debit cards, e-wallets, cash transfer, check by mail, or bank wire.

Betting Site Deposit Guides