Belmont vs Northern Iowa Basketball Odds

The Bruins will play the Panthers on Wednesday, January 7th, 2026. Your timezone's tip off time is 7:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.

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Matchup Stats
Moneyline Mage
Best Odds
Interactive Odds Example
Prop Bets
Team Standings
Futures Odds
Team Pages
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Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Belmont and Northern Iowa are set to hit the hardwood on Wednesday, January 7th, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Belmont currently has a 97.67 conference power ranking, while the SportsBetting3.com conference power ranking for Northern Iowa is 98.67.
Away Belmont - Belmont starts this game with a 5-1 record as an away team, ranking them 1st in the Missouri Valley Conference for away team wins.
Home Northern Iowa - Northern Iowa meets Belmont boasting a 8-1 record as a home team. They currently rank 1st in the Missouri Valley Conference for home team wins.
Conference Win Percentage - Belmont currently ranks 2nd (0.600) in the Missouri Valley Conference, with Northern Iowa now standing 1st (1.000) for their conference win percentage in the 2025 Missouri Valley Conference for the 2025-26 college basketball season.
Overall Win Percentage - Belmont has a 0.813 overall win percentage, with Northern Iowa matching up with a 0.800 overall win percentage.
Team Records - Belmont currently possesses 13-3 regular season overall record. Meanwhile, Northern Iowa has tallied a 12-3 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

By the power of the stars, Belmont faces Northern Iowa in battle.

Belmont 13-3, Northern Iowa 12-3, conference records will shape tournament seeds. Belmont 3-2, Northern Iowa 4-0 in Missouri Valley Conference standings. Belmont lost last game, Northern Iowa won last 3 games.

Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below. Let the magic of the court decide the victor!

Best Bruins at Panthers Odds

**Best Point Spread Betting Odds**
Underdog Belmont	Favorite Northern Iowa
+3.5 -118 BetMGM Bet	-3.5 -102 BetMGM Bet

Northern Iowa has a -3.5 -102 point spread at BetMGM OH. They are the point spread favorite in this matchup. Belmont has a +3.5 -118 point spread at BetMGM OH. Belmont is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
135.5 o -110 BetMGM Bet	135.5 u -110 BetMGM Bet

BetMGM has the best over line of 135.5 points. Risk $110 to win $100. BetMGM has the best under line of 135.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Belmont	Favorite Northern Iowa
+135 BetMGM Bet	-165 BetMGM Bet

Northern Iowa is the -165 moneyline favorite. Risk $165 to win $100 on Northern Iowa at BetMGM. Belmont is the +135 underdog at BetMGM. Risk $100 to win $135 on Belmont. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Belmont vs Northern Iowa College Basketball game on Wednesday, January 7th, 2026?

Northern Iowa is a -3.5 -102 point spread favorite at BetMGM, while Belmont is a +3.5 -118 point spread underdog at BetMGM.

What is the over-under total line for the Belmont vs Northern Iowa College Basketball game on Wednesday, January 7th, 2026?

The best over line is 135.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 135.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the Belmont vs Northern Iowa College Basketball game on Wednesday, January 7th, 2026?

Northern Iowa is a -165 moneyline favorite at BetMGM and Belmont is a +135 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained
Game	BetMGM Bet
Belmont Northern Iowa 1/07/26 7:00pm EST	+3.5 -118 -3.5 -102

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Underdog Belmont - Belmont bettors risk $100 to win $84.75 at -118 odds.

A +3.5 Belmont underdog bet wins if they lose by 3 or fewer, tie, or win outright. Your bet loses if they lose by 4 or more.

Favorite Northern Iowa - Northern Iowa bettors risk $100 to win $98.04 at -102 odds.

A -3.5 Northern Iowa favorite bet wins if they win by 4 or more. Your bet loses if they win by 3 or fewer, tie, or lose outright.

Belmont at Northern Iowa Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
	BetMGM Bet
Belmont Northern Iowa First to 5 Points 1/07/26 7:00pm EST	-105 -135 Bet
Belmont Northern Iowa First to 10 Points 1/07/26 7:00pm EST	-102 -135 Bet
Belmont Northern Iowa First to 15 Points 1/07/26 7:00pm EST	+100 -140 Bet
Belmont Northern Iowa Game to Overtime 1/07/26 7:00pm EST	Yes +750 No -2500 Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Belmont, Northern Iowa
Team	W-L	Win%	Home	Away	Conf	CGB	Conf%	Strk
Belmont	24-4	0.857	11-2	11-2	14-3	-	0.824	W2
Northern Iowa	18-10	0.643	12-3	5-6	10-7	+4	0.588	W2

Belmont & Northern Iowa Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Belmont Championship Odds

No NCAA Men's Basketball Tournament TM Belmont YR: futures available

Northern Iowa Championship Odds

No NCAA Men's Basketball Tournament TM Northern Iowa YR: futures available

Belmont & Northern Iowa Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Belmont vs Northern Iowa College Basketball Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Wednesday, January 7th, 2026 at 7:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Basketball page, look for the Belmont vs Northern Iowa Game.
Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Belmont vs Northern Iowa Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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