Toledo vs UMass Basketball Odds

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The Rockets will play the Minutemen on Tuesday, January 20th, 2026. Your timezone's tip off time is 6:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.


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Table of Contents

Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Toledo and UMass are set to hit the hardwood on Tuesday, January 20th, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

  • SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Toledo currently has a 96.33 conference power ranking, while the SportsBetting3.com conference power ranking for UMass is 95.00.
  • Away Toledo - Toledo starts this game with a 3-4 record as an away team, ranking them 3rd in the MAC Conference for away team wins.
  • Home UMass - UMass meets Toledo boasting a 7-3 record as a home team. They currently rank 3rd in the MAC Conference for home team wins.
  • Conference Win Percentage - Toledo currently ranks 3rd (0.667) in the MAC Conference, with UMass now standing 8th (0.286) for their conference win percentage in the 2025 MAC Conference for the 2025-26 college basketball season.
  • Overall Win Percentage - Toledo has a 0.556 overall win percentage, with UMass matching up with a 0.579 overall win percentage.
  • Team Records - Toledo currently possesses 10-8 regular season overall record. Meanwhile, UMass has tallied a 11-8 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Moneyline Mage
Moneyline Mage

Hocus pocus! Toledo 10-8 away vs UMass 11-8 home on Tuesday.

Beware! Toledo 4-2 MAC facing UMass 2-5 MAC. Conference records crucial!

Toledo lost last, UMass lost last. Who will break losing streak?

Review tables for point spread, total, moneylines. Bet at BetRivers, BetMGM.

Don't miss out! Check futures odds, current standings before casting your bet!

Best Rockets at Minutemen Odds


Best Point Spread Betting Odds
Underdog

Toledo		Favorite

UMass
+2.5 -110 BetMGM
Bet
-2.5 -110 BetMGM
Bet
UMass has a -2.5 -110 point spread at BetMGM OH. They are the point spread favorite in this matchup. Toledo has a +2.5 -110 point spread at BetMGM OH. Toledo is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
163.5 o -115 BetMGM
Bet
163.5 u -105 BetMGM
Bet
BetMGM has the best over line of 163.5 points. Risk $115 to win $100. BetMGM has the best under line of 163.5 points. Risk $105 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Toledo		Favorite

UMass
+120 BetMGM
Bet
-145 BetMGM
Bet
UMass is the -145 moneyline favorite. Risk $145 to win $100 on UMass at BetMGM. Toledo is the +120 underdog at BetMGM. Risk $100 to win $120 on Toledo. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Toledo vs UMass College Basketball game on Tuesday, January 20th, 2026?

UMass is a -2.5 -110 point spread favorite at BetMGM, while Toledo is a +2.5 -110 point spread underdog at BetMGM.

What is the over-under total line for the Toledo vs UMass College Basketball game on Tuesday, January 20th, 2026?

The best over line is 163.5 -115 points at BetMGM, which means you risk $115 to win $100 betting the over. The best under line is 163.5 -105 points at BetMGM, and that means you risk $105 to win $100 betting the under.

What is the moneyline for the Toledo vs UMass College Basketball game on Tuesday, January 20th, 2026?

UMass is a -145 moneyline favorite at BetMGM and Toledo is a +120 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained

Game		 BetMGM Sports Betting BetMGM
Bet
Toledo
UMass
1/20/26 6:00pm EST
+2.5 -110-2.5 -110
Bet $100 at BetMGM Ohio
21+ Playable in Ohio only
Gambling Problem? Call 1-800-589-9966

Underdog Toledo - Toledo bettors risk $100 to win $90.91 at -110 odds.

A +2.5 Toledo underdog bet wins if they lose by 2 or fewer, tie, or win outright. Your bet loses if they lose by 3 or more.

Favorite UMass - UMass bettors risk $100 to win $90.91 at -110 odds.

A -2.5 UMass favorite bet wins if they win by 3 or more. Your bet loses if they win by 2 or fewer, tie, or lose outright.

Toledo at UMass Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
Toledo
UMass
First to 5 Points
1/20/26 6:00pm EST
-110-125Bet
Toledo
UMass
First to 10 Points
1/20/26 6:00pm EST
-105-135Bet
Toledo
UMass
First to 15 Points
1/20/26 6:00pm EST
-102-135Bet
Toledo
UMass
Game to Overtime
1/20/26 6:00pm EST
Yes +725No -2500Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Toledo, UMass
Team W-L Win% Home Away Conf CGB Conf% Strk
UMass12-80.6008-31-33-5+4.50.375W1
Toledo10-90.5266-33-54-3+30.571L2

Toledo & UMass Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Toledo Championship Odds

No NCAA Men's Basketball Tournament TM Toledo YR: futures available

UMass Championship Odds

No NCAA Men's Basketball Tournament TM UMass YR: futures available

Toledo & UMass Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Toledo vs UMass College Basketball Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Tuesday, January 20th, 2026 at 6:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Basketball page, look for the Toledo vs UMass Game.

    Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Toledo vs UMass Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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