Carolina Panthers vs San Francisco 49ers Odds

The Panthers will play the 49ers on Monday, November 24th, 2025. The matchup takes place at Levi's Stadium. Watch this exciting Week 12 matchup at 8:15 pm EST. Check local listings for coverage on ESPN.

Learn more about NFL betting with our handy tutorial and guide. Know when to bet the spread, moneyline, totals or props.


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Table of Contents

Key Matchup Stats

It's now Week 12, as the 2025-26 NFL regular season is coming to a close. This week's action includes a matchup between the Carolina Panthers and San Francisco 49ers. They'll play on Monday, November 24th, 2025 at Levi's Stadium, in a game that may affect this season's playoff picture. We've highlighted each team's key performance stats below. Take note of the following as you handicap this matchup.

  • SportsBetting3.com Power Rankings - Now Week 12 of the 2025-26 NFL regular season, the Carolina Panthers have a 90.00 power ranking based on our formula. Their opponent, the San Francisco 49ers, currently possess a 93.33 power ranking.
  • Away Carolina Panthers - With the season coming to a close, the Carolina Panthers have a 3-3-0 record as an away team, ranking them 3rd in the league for away team wins.
  • Home San Francisco 49ers - The San Francisco 49ers come to this Week 12 game with a 2-2-0 record as a home team. They rank 5th in the league for home team wins as the 2025-26 regular season wraps up.
  • Points Scored - The Carolina Panthers currently rank 22nd (207) headed into Week 12, with the San Francisco 49ers ranked 6th (261) for points scored to date.
  • Points Against - As the regular season winds down, the Carolina Panthers rank 14th (249) for points score against them. Note that the San Francisco 49ers now rank 11th (252) for points scored against.
  • Team Records - The final games of the season will determine who heads to the playoffs. Heading into Week 12, the Carolina Panthers have a 6-5-0 record, with the San Francisco 49ers at 7-4-0 for the 2025-26 NFL regular season.

Captain Shady Lines

A broken compass is right at least twice a day.

Captain Shady Lines
Captain Shady Lines

Avast ye scallywags! The Carolina Panthers be facin' off against the San Francisco 49ers.

This be a crucial Week 12 matchup as the NFL regular season nears its end.

The Panthers be standin' at 6-5-0, while the 49ers be standin' at 7-4-0.

Make sure to place a bet at BetRivers or BetMGM, and be sure to look at this matchup's prop bets below. We've compared odds from our partner sportsbooks.

Best Panthers at 49ers Odds


Best Point Spread Betting Odds
Underdog

Carolina Panthers
Favorite

San Francisco 49ers
The San Francisco 49ers have a -7 -120 point spread at BetMGM OH. They are the point spread favorite in this matchup. The Carolina Panthers have a +7 +100 point spread at BetMGM OH. The Carolina Panthers are the point spread underdogs. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetMGM has the best over line of 49 points. Risk $110 to win $100. BetMGM has the best under line of 49 points. Risk $110 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Carolina Panthers
Favorite

San Francisco 49ers
The San Francisco 49ers are the -350 moneyline favorite. Risk $350 to win $100 on the San Francisco 49ers at BetMGM. The Carolina Panthers are the +280 underdog at BetMGM. Risk $100 to win $280 on the Carolina Panthers. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Carolina Panthers vs San Francisco 49ers NFL game on Monday, November 24th, 2025?

The San Francisco 49ers are -7 -120 point spread favorites at BetMGM, while the Carolina Panthers are +7 +100 point spread underdogs at BetMGM.

What is the over-under total line for the Carolina Panthers vs San Francisco 49ers NFL game on Monday, November 24th, 2025?

The best over line is 49 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 49 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the Carolina Panthers vs San Francisco 49ers NFL game on Monday, November 24th, 2025?

The San Francisco 49ers are the -350 moneyline favorite at BetMGM and the Carolina Panthers are the +280 moneyline underdog at BetMGM.

NFL Odds Example

NFL Odds and Outcomes Explained

Game
BetMGM Sports Betting BetMGM
Bet
Panthers
49ers
11/24/25 8:15pm EST
+7 +100-7 -120
Bet $100 at BetMGM Ohio
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Underdog Carolina Panthers - Carolina Panthers bettors risk $100 to win $100 at +100 odds.

A +7 Carolina Panthers underdog bet wins if they lose by 6 or fewer, tie, or win outright. The bet pushes if they lose by 7. Your bet loses if they lose by 8 or more.

Favorite San Francisco 49ers - San Francisco 49ers bettors risk $100 to win $83.33 at -120 odds.

A -7 San Francisco 49ers favorite bet wins if they win by 8 or more. The bet pushes if they win by 7. Your bet loses if they win by 6 or fewer, tie, or lose outright.

Carolina Panthers at San Francisco 49ers Prop Bets

NFL Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
Panthers
49ers
First Team To Score
11/24/25 8:15pm EST
+125-160Bet
Panthers
49ers
No Touchdown
To Score 1st Touchdown
11/24/25 8:15pm EST
+145-200+10000Bet
Panthers
49ers
Game to Overtime
11/24/25 8:15pm EST
Yes +850No -3000Bet
Panthers
49ers
Safety to be Scored
11/24/25 8:15pm EST
Yes +1000No -3000Bet
BetMGM Sports Betting BetMGM
Brock Purdy
Interceptions Thrown
CAR at SF
11/24/25 8:15pm EST
0.5 o +1000.5 u -135Bet
Bryce Young
Interceptions Thrown
CAR at SF
11/24/25 8:15pm EST
0.5 o -1250.5 u -105Bet
Brock Purdy
Longest Passing Completion
CAR at SF
11/24/25 8:15pm EST
36.5 o -11536.5 u -115Bet
Bryce Young
Longest Passing Completion
CAR at SF
11/24/25 8:15pm EST
32.5 o +10032.5 u -130Bet
BetMGM Sports Betting BetMGM
Eddy Pineiro
Total Kicking Points
CAR at SF
11/24/25 8:15pm EST
7.5 o -1257.5 u -105Bet
Matt Gay
Total Kicking Points
CAR at SF
11/24/25 8:15pm EST
7.5 o -1257.5 u -105Bet
Ryan Fitzgerald
Total Kicking Points
CAR at SF
11/24/25 8:15pm EST
6.5 o -1056.5 u -125Bet
Brock Purdy
Total Pass Completions
CAR at SF
11/24/25 8:15pm EST
21.5 o -12021.5 u -110Bet
BetMGM Sports Betting BetMGM
Bryce Young
Total Pass Completions
CAR at SF
11/24/25 8:15pm EST
20.5 o +10020.5 u -130Bet
Brock Purdy
Total Passing Yards
CAR at SF
11/24/25 8:15pm EST
259.5 o -115259.5 u -115Bet
Bryce Young
Total Passing Yards
CAR at SF
11/24/25 8:15pm EST
214.5 o -115214.5 u -115Bet
Brock Purdy
Total Touchdown Passes
CAR at SF
11/24/25 8:15pm EST
1.5 o -2351.5 u +175Bet
BetMGM Sports Betting BetMGM
Bryce Young
Total Touchdown Passes
CAR at SF
11/24/25 8:15pm EST
1.5 o +1101.5 u -150Bet

Recent Meetings Since 2021

Recent Meetings Since 2021
WeekGameResultMargin
2025
Week 12
Panthers vs 49ers
Monday, November 24th, 2025
SF 20, CAR 9
Levi's Stadium
49ers by 11
2022
Week 5
49ers vs Panthers
Sunday, October 9th, 2022
SF 37, CAR 15
Bank of America Stadium
49ers by 22

Team Standings

2025-2026 NFL Regular Season Standings - Carolina Panthers, San Francisco 49ers
Team W L T Pct PF PA Home Away Div Div% Conf Conf% Strk L5
San Francisco 49ers10400.7143442934-2-06-2-04-1-00.8008-2-00.8004W4-1-0
Carolina Panthers7700.5002643174-2-03-5-02-2-00.5005-4-00.5561L2-3-0

Carolina Panthers & San Francisco 49ers Futures Odds

Here are each team's Super Bowl, conference, and division futures odds. Review odds for other matchups and learn the best NFL bets.

Carolina Panthers Futures Odds
2025-26 Carolina Panthers Super Bowl Odds

Team
BetMGM Sports Betting BetMGM
Panthers
+30000
Bet
San Francisco 49ers Futures Odds
2025-26 San Francisco 49ers Super Bowl Odds

Team
BetMGM Sports Betting BetMGM
49ers
+2000
Bet

Carolina Panthers & San Francisco 49ers Team Pages

Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Carolina Panthers vs San Francisco 49ers NFL Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Monday, November 24th, 2025 at 8:15 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's NFL page, look for the Carolina Panthers vs San Francisco 49ers Game.

    Navigate to the sportsbook's NFL page. Next, look for live or upcoming matchups. Select the Carolina Panthers vs San Francisco 49ers Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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