Army vs UMBC Basketball Odds

The Black Knights will play the Retrievers on Friday, December 12th, 2025. Your timezone's tip off time is 6:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.


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Table of Contents

Key Matchup Stats

The Army and UMBC basketball teams will play on Friday, December 12th, 2025 as the 2025-26 college basketball season continues to roll along. Now that both teams have a few games under their belts, let’s size up this matchup by looking at some performance metrics and key stats.

  • SportsBetting3.com Power Rankings - Army currently has a 98.00 conference power ranking so far in the 2025-26 season. The SportsBetting3.com conference power ranking for UMBC is 99.67.
  • Away Army - Army heads into this game with a 1-3 record as an away team, ranking them 2nd in the Patriot Conference for away team wins.
  • Home UMBC - UMBC will host Army sporting a 4-1 record as a home team. They currently rank 1st in the America East Conference for home team wins for the 2025-26 season.
  • Conference Win Percentage - Army currently ranks 1st (0.000) in the Patriot Conference, with UMBC now standing 1st (0.000) for their conference win percentage in the 2025 America East Conference for the 2025-26 college basketball season.
  • Overall Win Percentage - Army has a 0.364 overall win percentage. Their opponent, UMBC, has a 0.600 overall win percentage.
  • Team Records - Army has a 4-7 regular season overall record. UMBC has notched a 6-4 standing so far in the 2025-26 college basketball season.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Moneyline Mage
Moneyline Mage

Hear ye, hear ye! Army, with a 4-7 record, face UMBC with 6-4 on Friday.

Conference records crucial for tournament seeds. Army 0-0 in Patriot, UMBC 0-0 in America East.

Army won last game, UMBC lost. Check our tables for best odds. Place a bet!

Best Black Knights at Retrievers Odds


Best Point Spread Betting Odds
Underdog

Army
Favorite

UMBC
UMBC has a -8 -109 point spread at BetRivers PA. They are the point spread favorite in this matchup. Army has a +8 -114 point spread at BetRivers PA. Army is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetRivers has the best over line of 146.5 points. Risk $113 to win $100. BetRivers has the best under line of 146.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Army
Favorite

UMBC
UMBC is the -360 moneyline favorite. Risk $360 to win $100 on UMBC at BetRivers. Army is the +250 underdog at BetRivers. Risk $100 to win $250 on Army. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Army vs UMBC College Basketball game on Friday, December 12th, 2025?

UMBC is a -8 -109 point spread favorite at BetRivers, while Army is a +8 -114 point spread underdog at BetRivers.

What is the over-under total line for the Army vs UMBC College Basketball game on Friday, December 12th, 2025?

The best over line is 146.5 -113 points at BetRivers, which means you risk $113 to win $100 betting the over. The best under line is 146.5 -110 points at BetRivers, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the Army vs UMBC College Basketball game on Friday, December 12th, 2025?

UMBC is a -360 moneyline favorite at BetRivers and Army is a +250 moneyline underdog at BetRivers.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained

Game
BetRivers Sports Betting BetRivers
Bet
Army
UMBC
12/12/25 6:00pm EST
+8 -114-8 -109
Bet $100 at BetRivers Pennsylvania
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Underdog Army - Army bettors risk $100 to win $87.72 at -114 odds.

A +8 Army underdog bet wins if they lose by 7 or fewer, tie, or win outright. The bet pushes if they lose by 8. Your bet loses if they lose by 9 or more.

Favorite UMBC - UMBC bettors risk $100 to win $91.74 at -109 odds.

A -8 UMBC favorite bet wins if they win by 9 or more. The bet pushes if they win by 8. Your bet loses if they win by 7 or fewer, tie, or lose outright.

Army at UMBC Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
BetRivers Sports Betting BetRivers
Bet
Army
Team Total Points
ARMY at UMBC
12/12/25 6:00pm EST
69.5 o -11269.5 u -129Bet
UMBC
Team Total Points
ARMY at UMBC
12/12/25 6:00pm EST
77.5 o -12077.5 u -120Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Army, UMBC
Team W-L Win% Home Away Conf CGB Conf% Strk
America East
UMBC24-90.72715-29-614-2-0.875L1
Patriot
Army11-210.3446-105-105-13+120.278L4

Army & UMBC Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Army Championship Odds

No NCAA Men's Basketball Tournament TM Army YR: futures available

UMBC Championship Odds
2026-27 UMBC NCAA Men's Basketball Tournament Odds

Team
BetRivers Sports Betting BetRivers
UMBC
+100000
Bet

Army & UMBC Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Army vs UMBC College Basketball Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Friday, December 12th, 2025 at 6:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Basketball page, look for the Army vs UMBC Game.

    Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Army vs UMBC Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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