NJIT vs UMBC Basketball Odds

The Highlanders will play the Retrievers on Thursday, January 22nd, 2026. Your timezone's tip off time is 6:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.


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Table of Contents

Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, NJIT and UMBC are set to hit the hardwood on Thursday, January 22nd, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

  • SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, NJIT currently has a 99.33 conference power ranking, while the SportsBetting3.com conference power ranking for UMBC is 99.00.
  • Away NJIT - NJIT starts this game with a 4-8 record as an away team, ranking them 1st in the America East Conference for away team wins.
  • Home UMBC - UMBC meets NJIT boasting a 6-2 record as a home team. They currently rank 1st in the America East Conference for home team wins.
  • Conference Win Percentage - NJIT currently ranks 1st (0.800) in the America East Conference, with UMBC now standing 2nd (0.750) for their conference win percentage in the 2025 America East Conference for the 2025-26 college basketball season.
  • Overall Win Percentage - NJIT has a 0.450 overall win percentage, with UMBC matching up with a 0.588 overall win percentage.
  • Team Records - NJIT currently possesses 9-11 regular season overall record. Meanwhile, UMBC has tallied a 10-7 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Moneyline Mage
Moneyline Mage

Hocus pocus! NJIT (9-11) faces UMBC (10-7) in a magical showdown.

A battle for conference seedings is on the line for these rivals. NJIT (4-1) vs UMBC (3-1). The wizards are on a hot streak with 2 wins, while UMBC just won their last game. Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below. Let the magic of basketball unfold on January 22nd!

Best Highlanders at Retrievers Odds


Best Point Spread Betting Odds
Underdog

NJIT
Favorite

UMBC
UMBC has a -6.5 -115 point spread at BetRivers PA. They are the point spread favorite in this matchup. NJIT has a +6.5 -108 point spread at BetRivers PA. NJIT is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetRivers has the best over line of 142.5 points. Risk $113 to win $100. BetRivers has the best under line of 142.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

NJIT
Favorite

UMBC
UMBC is the -315 moneyline favorite. Risk $315 to win $100 on UMBC at BetRivers. NJIT is the +240 underdog at BetRivers. Risk $100 to win $240 on NJIT. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the NJIT vs UMBC College Basketball game on Thursday, January 22nd, 2026?

UMBC is a -6.5 -115 point spread favorite at BetRivers, while NJIT is a +6.5 -108 point spread underdog at BetRivers.

What is the over-under total line for the NJIT vs UMBC College Basketball game on Thursday, January 22nd, 2026?

The best over line is 142.5 -113 points at BetRivers, which means you risk $113 to win $100 betting the over. The best under line is 142.5 -110 points at BetRivers, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the NJIT vs UMBC College Basketball game on Thursday, January 22nd, 2026?

UMBC is a -315 moneyline favorite at BetRivers and NJIT is a +240 moneyline underdog at BetRivers.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained

Game
BetRivers Sports Betting BetRivers
Bet
NJIT
UMBC
1/22/26 6:00pm EST
+6.5 -108-6.5 -115
Bet $100 at BetRivers Pennsylvania
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Underdog NJIT - NJIT bettors risk $100 to win $92.59 at -108 odds.

A +6.5 NJIT underdog bet wins if they lose by 6 or fewer, tie, or win outright. Your bet loses if they lose by 7 or more.

Favorite UMBC - UMBC bettors risk $100 to win $86.96 at -115 odds.

A -6.5 UMBC favorite bet wins if they win by 7 or more. Your bet loses if they win by 6 or fewer, tie, or lose outright.

NJIT at UMBC Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
NJIT
UMBC
1/22/26 6:00pm EST
Pending BetMGM

Team Standings

2025-2026 College Basketball Regular Season Standings - NJIT, UMBC
Team W-L Win% Home Away Conf CGB Conf% Strk
UMBC24-80.75015-29-614-2-0.875W12
NJIT16-170.4858-68-1110-6+40.625L1

NJIT & UMBC Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

NJIT Championship Odds

No NCAA Men's Basketball Tournament TM NJIT YR: futures available

UMBC Championship Odds
2025-26 UMBC NCAA Men's Basketball Tournament Odds

Team
BetRivers Sports Betting BetRivers
UMBC
+100000
Bet

NJIT & UMBC Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the NJIT vs UMBC College Basketball Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Thursday, January 22nd, 2026 at 6:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Basketball page, look for the NJIT vs UMBC Game.

    Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the NJIT vs UMBC Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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