TwinSpires Racebook Review

With legal horse betting in most US states, TwinSpires is one of the largest names in the industry. Their parent company, Churchill Downs Inc, is responsible for Churchill Downs racetrack, home of the annual Kentucky Derby and countless graded stakes races.

Since their launch in 2007, they’ve offered a full slate of horse race betting. Recent innovations include live video feeds, allowing horse handicappers a live look at their favorite horses and the ability to make last minute changes to their bets.

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TwinSpires Horses Review
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Withdrawal MethodsACH, EZ Money, PayPal, Cash at Cage, Check by Mail
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Horse Betting at TwinSpires

TwinSpires allows horse bettors to place a variety of different wagers. Choose from win, place, show, double, exacta, trifecta, superfecta, and daily double wagers offered on a huge array of races.


Choose the horse that will finish first.


A place bet involves choosing the horse that will finish second. The bet wins if the horse finishes second or first.


Show bets require choosing the horse that will finish third. Like a place bet, a show bet cashes if the horse finishes second or first as well.


A double involves choosing two winning horses from two separate races, both at the same track and on the same day. In order to win, both selections must be correct.


In order to win an exacta, a bettor must pick the top two finishers in the correct order. Exactas may also be wheeled or boxed.


A trifecta will hit when the bettor chooses the top three finishers in correct order . Trifectas can also be wheeled or boxed.


Without a doubt the toughest of the “fectas” to nail. The superfecta requires the bettor to choose the top four finishers in correct order. Superfectas can also be wheeled or boxed.


A combination of the win, place, and show bets. This bet is about choosing a horse to finish in a specific position. Should your horse finish first, you would collect all three bets. If they finish second, you collect on place and show. And for a third place finish, you would collect only on show. This bet is also called an “Across the Board” wager.

Daily Double

A similar bet to the double. The difference here is that the two races in question are chosen by the track. The bet is only successful if both horses win.

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Deposit Methods

Betting on the next big race has never been easier thanks to a variety of different deposit methods available from TwinSpires.

Credit Cards

TwinSpires accepts major credit cards like MasterCard and Visa.

Online Banking

TwinSpires allows players to make deposits with eCheck, ACH via EZMoney, and online banking transfers.

Other Deposit Methods

Players can deposit to their TwinSpires account using PayNearMe, PayPal, ApplePay, cash at cage, Green Dot, wire transfer, or check/money order by mail.

Withdrawal Methods

TwinSpires makes withdrawing winnings easy through a variety of methods.

Online Banking

The quickest and easiest way to cash out your winnings is through EZ Money, which processes withdrawals as an ACH transfer.

Other Methods

Players can also collect their winnings through cash at cage, PayPal and through a check in the mail.

Loyalty Program

TwinSpires offers its TSC Elite Program to players who bet on their site as well as in-person at their various tracks. Players earn 1 point for every dollar wagered while earning 4 points per dollar wagered when playing in-person at Presque Isle, Churchill Downs, Ocean Downs, Fairgrounds, Turfway Park, Arlington, and Miami Valley Raceway.

Players can redeem their points for wagering credits. Those that are part of the VIP program can also get a 20% discount on purchases made at TwinSpires’ loyalty program is simple, straightforward, and generously rewards regular customers with perks that don’t require you to jump through hoops.

What We Like

In addition to being one of the major horse track operators in the United States, TwinSpires also offers a highly convenient app. Customers can wager on a plethora of races using a number of different bets from their mobile phone.

TwinSpires simple app allows players to keep up with all of their wagers in real-time. The rewards program is straightforward, letting players accumulate wager credits by simply playing on a regular basis.

Finally, TwinSpires offers one of the more competitive new customer welcome bonuses in the industry. After a simple signup process and hassle-free deposit, you’ll be up and running in a matter of minutes. Deposits and withdrawals are easy, safe, and fast.

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Horse Races for Sunday December 4, 2022

Horse Races for Sunday December 4, 2022
Camarero ParkCMR8
Del MarDMR9
Fair GroundsFG8
Golden Gate FieldsGG9
Gulfstream ParkGP10
Laurel ParkLRL9
Los AlamitosLA10
Mountaineer ParkMNR8
Zia ParkZIA10

Harness Races for Sunday December 4, 2022

Harness Races for Sunday December 4, 2022
Saratoga RacewaySTG13

Best Horse Betting Events

Kentucky Derby

Given that TwinSpires is owned by the company that owns Churchill Downs, it should come as no surprise that TwinSpires is one of the premier places to bet for the first event of theTriple Crown. The Kentucky Derby is also the biggest single horse race of the year. It’s among the biggest annual sporting events in the USA after the Super Bowl and March Madness.

Preakness Stakes

The Preakness Stakes is part two of the famous “Triple Crown.” The hype from the Derby is still in the air, presenting the opportunity for great betting action, especially if the Derby champion could notch another win. There are also a ton of other options for bettors, like the Black-Eyed Susan/Preakness double.

Belmont Stakes

The third and final leg of the “Triple Crown.” If the Derby winner also won the Preakness, all eyes will be on historic Belmont Park in Elmont, New York to see if the Triple Crown is won. There are an array of betting options for the big day, including the Gold Cup/Belmont Stakes double.

Breeders’ Cup

The Breeders’ Cup is one of the last big horse racing events for the year. The top three races of the weekend include the Breeders’ Cup Classic, Breeders’ Cup Mile, and Breeders’ Cup Distaff, offering one last chance at Grade 1 Stakes racing before the year ends.

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Online Casino Games

What separates TwinSpires from some of the other horse betting sites out there is that they also offer a full-service casino in a few different states. Bettors in New Jersey, Michigan, and Pennsylvania currently have access to hundreds of slots and table games.


TwinSpires has a huge selection of slots, some of which have different free spin promotions. Depending on the promotion, there are hundreds of free spins available at any time.

Table Games

Of course, they also feature a variety of table games as well. Blackjack, classic blackjack, video poker (in multiple variations), Baccarat, roulette, and more are all available for members to play.

Customer Support

TwinSpires has one of the best customer support pages in the game. They have 24/7 live chat, take email inquiries, and are available from 9:00 am – 12:00 am EST through their phone line: 1-877-SPIRES-1.

Company Location

TwinSpires is a subsidiary of Churchill Downs Inc. They are located at 801 Corporate Dr. 2nd Floor, Lexington, KY 40503.

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TwinSpires FAQs

Does TwinSpires have ACH payouts?

Yes, players can receive ACH payments at TwinSpires using EZmoney.

Does TwinSpires have live chat?

Yes, TwinSpires offers a live chat feature available to customers 24/7.

Does TwinSpires take Discover?

No. Currently, TwinSpires only accepts MasterCard and Visa.

How fast are TwinSpires payouts?

Withdrawals are typically processed within 5 business days after the request has been made.

What is TwinSpires’ minimum bet?

The minimum wager varies depending on the wager type. The maximum allowed wager is $2,500.

Why does TwinSpires ask for the last 4 of my social security number?  

The last 4 of your Social Security Number are used for identity verification and anti-fraud purposes.

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