What is a Post up Sportsbook? Credit Shop Sportsbook?
At Post Up shops, players MUST deposit money before wagering. At Credit Shops, players can bet without depositing money, but are held liable for any losses they incur.
Given the choice between Post Up or Credit, we recommend Post Up online sportsbooks. Why? Putting up money prior to betting makes transactions and payouts much easier. If you win the bet, you'll get your money back plus your winnings. If you lose, the sportsbook keeps your bet. Post Up also limits you to your physical bank roll. This is better for people who might abuse their credit line, ie can't cover their losses or are problem gamblers.
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The opposite is true for Credit Shops. To bet with a credit shop, sign up and provide your contact information. Then, place a bet. If you win, you'll get the credit used to place the bet returned to you, plus your winnings. If you lose, you are liable to produce the cash necessary to cover the losing bet.
This is where problems can arise. If a player does not have the required funds, a losing bet means he has to pay the sportsbook immediately. The player must produce the funds or else he risks ejection from the sportsbook, credit card charges, or legal action. And yes, in some cases, some of the more shady credit shops send out "debt collectors" if you decide not to pay them. ONLY BET WHAT YOU CAN AFFORD.
Most highly respected online sportsbooks are post-up operations, requiring you to deposit and in some cases submit authorization forms to charge your credit card. Depositing at an offshore sportsbook can be difficult, given recent USA legal action against banks that process any gambling related transactions. If you find yourself thinking about playing on credit be extremely careful who you deal with. If you get yourself into a hole, you could be risking your financial and personal safety if you decide to ditch and run.
Post Up shops tend to have more liquid cash on hand to pay winning customers, whereas credit shops are technically acting as both a "loan giver" and "banker" simultaneously. If you win big, you want to feel comfortable requesting a payout. With Post Up shops you can expect payment because there is already money in the till.
Editorial Note: All the sportsbooks advertised on this website are Post Up operations. We recognize that it's safer to gamble with money you actually have, opposed to some arbitrary credit line offered by a credit shop.