The Owls will play the 49ers on Saturday, October 18th, 2025. The matchup takes place at Jerry Richardson Stadium. Watch this exciting Week 8 matchup at 3:30 pm EDT. Check local listings for coverage on ESPN+.
Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.
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Table of Contents
- Matchup Stats
- Paddy O'Parlay
- Best Odds
- Interactive Odds Example
- Prop Bets
- Recent Meetings
- Team Standings
- Futures Odds
- Team Pages
- Team Schedules & Results
- Other Games Today
Key Matchup Stats
We're now well into the 2025 college football season. Week 8 action features a matchup between Temple and Charlotte taking place at Jerry Richardson Stadium. The following are some key season stats to help you size up this game.
- SportsBetting3.com Power Rankings - Temple has a 96.00 conference power ranking for the 2025 season. The conference power ranking for Charlotte is 92.00.
- Away Temple - Heading into Week 8, Temple currently has a 1-1 record as an away team for the 2025 regular season. This ranks them 3rd in the American Conference for away team wins. Watch this stat carefully as the season progresses.
- Home Charlotte - Charlotte has a 1-2 record as a home team. Looking ahead to this 2025 Week 8 matchup, they rank 4th in the American Conference for home team wins. Like the Temple away record and ranking, you should continually keep tabs on this stat.
- Points Scored - For the 2025 season, Temple ranks 7th (182) in the American Conference, with Charlotte currently ranking 14th (106) for points scored in the American Conference.
- Points Against - Also in 2025, Temple stands 8th (157) in the American Conference for points scored by opponents in 2025. Charlotte sits at 3rd (195) in the American Conference for points against in the 2025 season so far.
- Team Records - Temple has a 3-3 overall record for the 2025 regular season, with Charlotte currently 1-5 for the 2025 NCAAF regular season.
Paddy O'Parlay
The "Sports Network" talking heads have nothing on my Irish arse!

Get ready for a wild showdown as Temple faces Charlotte in an epic Week 8 matchup!
This highly anticipated game will be held at Jerry Richardson Stadium, get your tickets now!
According to SportsBetting3.com Power Rankings, Temple has the edge over Charlotte for this game.
Temple is currently 3-3 while Charlotte is struggling with a 1-5 record this season. Bet this game at BetRivers, or BetMGM and review this game's prop bets. Compare the odds below for the ultimate gaming experience!
Best Owls at 49ers Odds
Underdog Charlotte | Favorite Temple |
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Over | Under |
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Underdog Charlotte | Favorite Temple |
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Matchup Odds FAQs
Temple is a -11.5 -110 point spread favorite at BetMGM, while Charlotte is a +11.5 -110 point spread underdog at BetMGM.
The best over line is 47.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 47.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.
Temple is a -425 moneyline favorite at BetMGM and Charlotte is a +325 moneyline underdog at BetMGM.
College Football Odds Example
Game |
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Temple
Charlotte
10/18/25 3:30pm EDT | -11.5 -110+11.5 -110 |
Underdog Charlotte - Charlotte bettors risk $100 to win $90.91 at -110 odds.
A +11.5 Charlotte underdog bet wins if they lose by 11 or fewer, tie, or win outright. Your bet loses if they lose by 12 or more.
Favorite Temple - Temple bettors risk $100 to win $90.91 at -110 odds.
A -11.5 Temple favorite bet wins if they win by 12 or more. Your bet loses if they win by 11 or fewer, tie, or lose outright.
Temple at Charlotte Prop Bets
Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.
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Temple
Charlotte
10/18/25 3:30pm EDT | Pending BetMGM |
Recent Meetings Since 2021
Week | Game | Result | Margin |
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Team Standings
Team | Conf | Conf% | W | L | PF | PA | Home | Away | Strk |
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Temple | 1-1 | 0.500 | 3 | 3 | 182 | 157 | 2-2 | 1-1 | L1 |
Charlotte | 0-3 | 0.000 | 1 | 5 | 106 | 195 | 1-2 | 0-2 | L3 |
Temple & Charlotte Futures Odds
Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.
Temple Championship OddsNo NCAA College Football Championship TM Temple YR: futures available
Charlotte Championship OddsNo NCAA College Football Championship TM Charlotte YR: futures available
Temple & Charlotte Team Pages
Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:
Team Schedules & Results
Week | Matchup | Date & Result |
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Week 1 | Temple vs UMass | TEM 42, MASS 10 Saturday, August 30th, 2025 |
Week 2 | Howard vs Temple | TEM 55, HOW 7 Saturday, September 6th, 2025 |
Week 3 | Oklahoma vs Temple | OU 42, TEM 3 Saturday, September 13th, 2025 |
Week 4 | Temple vs Georgia Tech | GT 45, TEM 24 Saturday, September 20th, 2025 |
Week 6 | UTSA vs Temple | TEM 27, UTSA 21 Saturday, October 4th, 2025 |
Week 7 | Navy vs Temple | NAVY 32, TEM 31 Saturday, October 11th, 2025 |
Week 8 | Temple vs Charlotte | Saturday, October 18th, 2025 3:30 pm EDT |
Week 9 | Temple vs Tulsa | Saturday, October 25th, 2025 3:30 pm EDT |
Week 10 | East Carolina vs Temple | Saturday, November 1st, 2025 12:00 am EDT |
Week 11 | Temple vs Army | Saturday, November 8th, 2025 12:00 pm EST |
Week 13 | Tulane vs Temple | Saturday, November 22nd, 2025 12:00 am EST |
Week 14 | Temple vs North Texas | Saturday, November 29th, 2025 12:00 am EST |
Week | Matchup | Date & Result |
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Week 1 | Appalachian State vs Charlotte | APP 34, CLT 11 Friday, August 29th, 2025 |
Week 2 | North Carolina vs Charlotte | UNC 20, CLT 3 Saturday, September 6th, 2025 |
Week 3 | Monmouth vs Charlotte | CLT 42, MONM 35 Saturday, September 13th, 2025 |
Week 4 | Rice vs Charlotte | RICE 28, CLT 17 Thursday, September 18th, 2025 |
Week 6 | Charlotte vs South Florida | USF 54, CLT 26 Friday, October 3rd, 2025 |
Week 7 | Charlotte vs Army | ARMY 24, CLT 7 Saturday, October 11th, 2025 |
Week 8 | Temple vs Charlotte | Saturday, October 18th, 2025 3:30 pm EDT |
Week 9 | North Texas vs Charlotte | Friday, October 24th, 2025 7:00 pm EDT |
Week 11 | Charlotte vs East Carolina | Saturday, November 8th, 2025 12:00 am EST |
Week 12 | UTSA vs Charlotte | Saturday, November 15th, 2025 12:00 am EST |
Week 13 | Charlotte vs Georgia | Saturday, November 22nd, 2025 12:45 pm EST |
Week 14 | Charlotte vs Tulane | Saturday, November 29th, 2025 12:00 am EST |
How to Bet on the Game
Time needed: 4 minutes.
How to Bet on the Temple vs Charlotte College Football Game
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Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, October 18th, 2025 at 3:30 pm EDT, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
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Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
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Tap to the sportsbook's College Football page, look for the Temple vs Charlotte Game.
Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the Temple vs Charlotte Game.
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Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.
Other October 18, 2025 NCAAFB Games
- Arizona vs Houston - 10/18/25 12:00pm EDT
- Central Michigan vs Bowling Green - 10/18/25 12:00pm EDT
- UConn vs Boston College - 10/18/25 12:00pm EDT
- Georgia Tech vs Duke - 10/18/25 12:00pm EDT
- Baylor vs TCU - 10/18/25 12:00pm EDT
- LSU vs Vanderbilt - 10/18/25 12:00pm EDT
- Washington vs Michigan - 10/18/25 12:00pm EDT
- Eastern Michigan vs Miami (OH) - 10/18/25 12:00pm EDT
- Army vs Tulane - 10/18/25 12:00pm EDT
- Oklahoma vs South Carolina - 10/18/25 12:45pm EDT
- West Virginia vs UCF - 10/18/25 1:00pm EDT
- Kent State vs Toledo - 10/18/25 2:00pm EDT
- Buffalo vs UMass - 10/18/25 2:30pm EDT
- Troy vs Louisiana-Monroe - 10/18/25 3:00pm EDT
- Purdue vs Northwestern - 10/18/25 3:00pm EDT
- Coastal Carolina vs Appalachian State - 10/18/25 3:30pm EDT
- Ole Miss vs Georgia - 10/18/25 3:30pm EDT
- Akron vs Ball State - 10/18/25 3:30pm EDT
- UNLV vs Boise State - 10/18/25 3:30pm EDT
- SMU vs Clemson - 10/18/25 3:30pm EDT
- Old Dominion vs James Madison - 10/18/25 3:30pm EDT
- Texas State vs Marshall - 10/18/25 3:30pm EDT
- Northern Illinois vs Ohio - 10/18/25 3:30pm EDT
- Wyoming vs Air Force - 10/18/25 3:30pm EDT
- UTSA vs North Texas - 10/18/25 3:30pm EDT
- Ohio State vs Wisconsin - 10/18/25 3:30pm EDT
- Texas A&M vs Arkansas - 10/18/25 3:30pm EDT
- Michigan State vs Indiana - 10/18/25 3:30pm EDT
- Memphis vs UAB - 10/18/25 4:00pm EDT
- Texas Tech vs Arizona State - 10/18/25 4:00pm EDT
- Mississippi State vs Florida - 10/18/25 4:15pm EDT
- Southern Miss vs Louisiana - 10/18/25 5:00pm EDT
- Washington State vs Virginia - 10/18/25 6:30pm EDT
- Oregon vs Rutgers - 10/18/25 6:30pm EDT
- Maryland vs UCLA - 10/18/25 7:00pm EDT
- Georgia State vs Georgia Southern - 10/18/25 7:00pm EDT
- Hawaii vs Colorado State - 10/18/25 7:00pm EDT
- Penn State vs Iowa - 10/18/25 7:00pm EDT
- Texas vs Kentucky - 10/18/25 7:00pm EDT
- Pittsburgh vs Syracuse - 10/18/25 7:30pm EDT
- Florida Atlantic vs South Florida - 10/18/25 7:30pm EDT
- Tennessee vs Alabama - 10/18/25 7:30pm EDT
- USC vs Notre Dame - 10/18/25 7:30pm EDT
- Missouri vs Auburn - 10/18/25 7:45pm EDT
- Utah vs BYU - 10/18/25 8:00pm EDT
- Cincinnati vs Oklahoma State - 10/18/25 8:00pm EDT
- Nevada vs New Mexico - 10/18/25 9:45pm EDT
- Florida State vs Stanford - 10/18/25 10:30pm EDT