Temple vs Charlotte Football Odds

The Owls will play the 49ers on Saturday, October 18th, 2025. The matchup takes place at Jerry Richardson Stadium. Watch this exciting Week 8 matchup at 3:30 pm EDT. Check local listings for coverage on ESPN+.

Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.

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Matchup Stats
Paddy O'Parlay
Best Odds
Interactive Odds Example
Prop Bets
Recent Meetings
Team Standings
Futures Odds
Team Pages
Team Schedules & Results
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Key Matchup Stats

We're now well into the 2025 college football season. Week 8 action features a matchup between Temple and Charlotte taking place at Jerry Richardson Stadium. The following are some key season stats to help you size up this game.

SportsBetting3.com Power Rankings - Temple has a 96.00 conference power ranking for the 2025 season. The conference power ranking for Charlotte is 92.00.
Away Temple - Heading into Week 8, Temple currently has a 1-1 record as an away team for the 2025 regular season. This ranks them 3rd in the American Conference for away team wins. Watch this stat carefully as the season progresses.
Home Charlotte - Charlotte has a 1-2 record as a home team. Looking ahead to this 2025 Week 8 matchup, they rank 4th in the American Conference for home team wins. Like the Temple away record and ranking, you should continually keep tabs on this stat.
Points Scored - For the 2025 season, Temple ranks 7th (182) in the American Conference, with Charlotte currently ranking 14th (106) for points scored in the American Conference.
Points Against - Also in 2025, Temple stands 8th (157) in the American Conference for points scored by opponents in 2025. Charlotte sits at 3rd (195) in the American Conference for points against in the 2025 season so far.
Team Records - Temple has a 3-3 overall record for the 2025 regular season, with Charlotte currently 1-5 for the 2025 NCAAF regular season.

Paddy O'Parlay

The "Sports Network" talking heads have nothing on my Irish arse!

Get ready for a wild showdown as Temple faces Charlotte in an epic Week 8 matchup!

This highly anticipated game will be held at Jerry Richardson Stadium, get your tickets now!

According to SportsBetting3.com Power Rankings, Temple has the edge over Charlotte for this game.

Temple is currently 3-3 while Charlotte is struggling with a 1-5 record this season. Bet this game at BetRivers, or BetMGM and review this game's prop bets. Compare the odds below for the ultimate gaming experience!

Best Owls at 49ers Odds

**Best Point Spread Betting Odds**
Underdog Charlotte	Favorite Temple
+11.5 -110 BetMGM Bet	-11.5 -110 BetMGM Bet

Temple has a -11.5 -110 point spread at BetMGM OH. They are the point spread favorite in this matchup. Charlotte has a +11.5 -110 point spread at BetMGM OH. Charlotte is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
48.5 o -105 BetMGM Bet	48.5 u -115 BetMGM Bet

BetMGM has the best over line of 48.5 points. Risk $105 to win $100. BetMGM has the best under line of 48.5 points. Risk $115 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Charlotte	Favorite Temple
+350 BetMGM Bet	-450 BetMGM Bet

Temple is the -450 moneyline favorite. Risk $450 to win $100 on Temple at BetMGM. Charlotte is the +350 underdog at BetMGM. Risk $100 to win $350 on Charlotte. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Temple vs Charlotte College Football game on Saturday, October 18th, 2025?

Temple is a -11.5 -110 point spread favorite at BetMGM, while Charlotte is a +11.5 -110 point spread underdog at BetMGM.

What is the over-under total line for the Temple vs Charlotte College Football game on Saturday, October 18th, 2025?

The best over line is 48.5 -105 points at BetMGM, which means you risk $105 to win $100 betting the over. The best under line is 48.5 -115 points at BetMGM, and that means you risk $115 to win $100 betting the under.

What is the moneyline for the Temple vs Charlotte College Football game on Saturday, October 18th, 2025?

Temple is a -450 moneyline favorite at BetMGM and Charlotte is a +350 moneyline underdog at BetMGM.

College Football Odds Example

College Football Odds and Outcomes Explained
Game	BetMGM Bet
Temple Charlotte 10/18/25 3:30pm EDT	-11.5 -110 +11.5 -110

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Underdog Charlotte - Charlotte bettors risk $100 to win $90.91 at -110 odds.

A +11.5 Charlotte underdog bet wins if they lose by 11 or fewer, tie, or win outright. Your bet loses if they lose by 12 or more.

Favorite Temple - Temple bettors risk $100 to win $90.91 at -110 odds.

A -11.5 Temple favorite bet wins if they win by 12 or more. Your bet loses if they win by 11 or fewer, tie, or lose outright.

Temple at Charlotte Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Football Prop Bets
+ Displays more odds
	BetMGM Bet
Temple Charlotte No Touchdown To Score 1st Touchdown 10/18/25 3:30pm EDT	-250 +165 +10000 Bet
Temple Charlotte Game to Overtime 10/18/25 3:30pm EDT	Yes +1300 No -10000 Bet
Temple Charlotte Both Teams Score 10+ 10/18/25 3:30pm EDT	Yes -475 No +333 Bet
Temple Charlotte Both Teams Score 20+ 10/18/25 3:30pm EDT	Yes +140 No -180 Bet
	BetMGM
Temple Charlotte Both Teams Score 30+ 10/18/25 3:30pm EDT	Yes +775 No -1600 Bet

Recent Meetings Since 2021

Recent Meetings Since 2021
Week	Game	Result	Margin
2025 Week 8	Temple vs Charlotte Saturday, October 18th, 2025	TEM 49, CLT 14 Jerry Richardson Stadium	Temple by 35

Team Standings

2025-2026 College Football Regular Season Standings - Temple, Charlotte
Team	Conf	Conf%	W	L	PF	PA	Home	Away	Strk
Temple	3-4	0.429	5	6	309	304	2-4	3-2	L3
Charlotte	0-7	0.000	1	10	172	409	1-5	0-4	L8

Temple & Charlotte Futures Odds

Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.

Temple Championship Odds

No NCAA College Football Championship TM Temple YR: futures available

Charlotte Championship Odds

No NCAA College Football Championship TM Charlotte YR: futures available

Temple & Charlotte Team Pages

Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

Team Schedules & Results

2025-26 Temple Games & Results
Week	Matchup	Date & Result
Week 1	Temple vs UMass	TEM 42, MASS 10 Saturday, August 30th, 2025
Week 2	Howard vs Temple	TEM 55, HOW 7 Saturday, September 6th, 2025
Week 3	Oklahoma vs Temple	OU 42, TEM 3 Saturday, September 13th, 2025
Week 4	Temple vs Georgia Tech	GT 45, TEM 24 Saturday, September 20th, 2025
Week 6	UTSA vs Temple	TEM 27, UTSA 21 Saturday, October 4th, 2025
Week 7	Navy vs Temple	NAVY 32, TEM 31 Saturday, October 11th, 2025
Week 8	Temple vs Charlotte	TEM 49, CLT 14 Saturday, October 18th, 2025
Week 9	Temple vs Tulsa	Saturday, October 25th, 2025 3:30 pm EDT
Week 10	East Carolina vs Temple	Saturday, November 1st, 2025 2:00 pm EDT
Week 11	Temple vs Army	Saturday, November 8th, 2025 12:00 pm EST
Week 13	Tulane vs Temple	Saturday, November 22nd, 2025 12:00 am EST
Week 14	Temple vs North Texas	Friday, November 28th, 2025 3:30 pm EST

2025-26 Charlotte Games & Results
Week	Matchup	Date & Result
Week 1	Appalachian State vs Charlotte	APP 34, CLT 11 Friday, August 29th, 2025
Week 2	North Carolina vs Charlotte	UNC 20, CLT 3 Saturday, September 6th, 2025
Week 3	Monmouth vs Charlotte	CLT 42, MONM 35 Saturday, September 13th, 2025
Week 4	Rice vs Charlotte	RICE 28, CLT 17 Thursday, September 18th, 2025
Week 6	Charlotte vs South Florida	USF 54, CLT 26 Friday, October 3rd, 2025
Week 7	Charlotte vs Army	ARMY 24, CLT 7 Saturday, October 11th, 2025
Week 8	Temple vs Charlotte	TEM 49, CLT 14 Saturday, October 18th, 2025
Week 9	North Texas vs Charlotte	Friday, October 24th, 2025 7:00 pm EDT
Week 11	Charlotte vs East Carolina	Saturday, November 8th, 2025 12:00 am EST
Week 12	UTSA vs Charlotte	Saturday, November 15th, 2025 12:00 am EST
Week 13	Charlotte vs Georgia	Saturday, November 22nd, 2025 12:45 pm EST
Week 14	Charlotte vs Tulane	Saturday, November 29th, 2025 12:00 am EST

How to Bet on the Game

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How to Bet on the Temple vs Charlotte College Football Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, October 18th, 2025 at 3:30 pm EDT, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Football page, look for the Temple vs Charlotte Game.
Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the Temple vs Charlotte Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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