Ball State vs UMass Basketball Odds

The Cardinals will play the Minutemen on Saturday, January 10th, 2026. Your timezone's tip off time is 3:30 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.

STATE	Bonus
#1 BetRivers REVIEW	New Customers - 2nd Chance Bet up to $500 - Code: SPORTS Bet Now 21+ Playable in PA only Gambling Problem? Call 1-800-GAMBLER

Matchup Stats
Moneyline Mage
Best Odds
Interactive Odds Example
Prop Bets
Team Standings
Futures Odds
Team Pages
Other Games Today

Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Ball State and UMass are set to hit the hardwood on Saturday, January 10th, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Ball State currently has a 93.33 conference power ranking, while the SportsBetting3.com conference power ranking for UMass is 94.00.
Away Ball State - Ball State starts this game with a 0-6 record as an away team, ranking them 6th in the MAC Conference for away team wins.
Home UMass - UMass meets Ball State boasting a 6-3 record as a home team. They currently rank 3rd in the MAC Conference for home team wins.
Conference Win Percentage - Ball State currently ranks 6th (0.000) in the MAC Conference, with UMass now standing 6th (0.000) for their conference win percentage in the 2025 MAC Conference for the 2025-26 college basketball season.
Overall Win Percentage - Ball State has a 0.267 overall win percentage, with UMass matching up with a 0.563 overall win percentage.
Team Records - Ball State currently possesses 4-11 regular season overall record. Meanwhile, UMass has tallied a 9-7 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Hocus pocus, Ball State faces UMass in a battle of struggling teams.

Ball State is 4-11 overall, while UMass sits at 9-7 this season.

College basketball conference records are crucial for tournament seeding.

Ball State and UMass both seek their first conference win of the season.

Review the tables below for the best point spread, total, and moneylines.

You can bet on college basketball legally at BetRivers and BetMGM.

Ball State has lost their last 2 games, while UMass has dropped 3.

We've also listed each team's futures odds and current standings below.

Best Cardinals at Minutemen Odds

**Best Point Spread Betting Odds**
Underdog Ball State	Favorite UMass
+11.5 -113 BetRivers Bet	-11.5 -110 BetRivers Bet

UMass has a -11.5 -110 point spread at BetRivers PA. They are the point spread favorite in this matchup. Ball State has a +11.5 -113 point spread at BetRivers PA. Ball State is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
148.5 o -115 BetRivers Bet	148.5 u -108 BetRivers Bet

BetRivers has the best over line of 148.5 points. Risk $115 to win $100. BetRivers has the best under line of 148.5 points. Risk $108 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Ball State	Favorite UMass
+550 BetRivers Bet	-910 BetRivers Bet

UMass is the -910 moneyline favorite. Risk $910 to win $100 on UMass at BetRivers. Ball State is the +550 underdog at BetRivers. Risk $100 to win $550 on Ball State. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Ball State vs UMass College Basketball game on Saturday, January 10th, 2026?

UMass is a -11.5 -110 point spread favorite at BetRivers, while Ball State is a +11.5 -113 point spread underdog at BetRivers.

What is the over-under total line for the Ball State vs UMass College Basketball game on Saturday, January 10th, 2026?

The best over line is 148.5 -115 points at BetRivers, which means you risk $115 to win $100 betting the over. The best under line is 148.5 -108 points at BetRivers, and that means you risk $108 to win $100 betting the under.

What is the moneyline for the Ball State vs UMass College Basketball game on Saturday, January 10th, 2026?

UMass is a -910 moneyline favorite at BetRivers and Ball State is a +550 moneyline underdog at BetRivers.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained
Game	BetRivers Bet
Ball State UMass 1/10/26 3:30pm EST	+11.5 -113 -11.5 -110

Bet $100 at BetRivers Pennsylvania
21+ Playable in PA only
Gambling Problem? Call 1-800-GAMBLER

Underdog Ball State - Ball State bettors risk $100 to win $88.5 at -113 odds.

A +11.5 Ball State underdog bet wins if they lose by 11 or fewer, tie, or win outright. Your bet loses if they lose by 12 or more.

Favorite UMass - UMass bettors risk $100 to win $90.91 at -110 odds.

A -11.5 UMass favorite bet wins if they win by 12 or more. Your bet loses if they win by 11 or fewer, tie, or lose outright.

Ball State at UMass Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
	BetRivers Bet
Ball State Team Total Points BALL at MASS 1/10/26 3:30pm EST	67.5 o -129 67.5 u -112 Bet
UMass Team Total Points BALL at MASS 1/10/26 3:30pm EST	80.5 o -122 80.5 u -117 Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Ball State, UMass
Team	W-L	Win%	Home	Away	Conf	CGB	Conf%	Strk
UMass	17-16	0.515	11-5	2-8	7-11	+11	0.389	L1
Ball State	12-19	0.387	7-7	4-11	7-11	+11	0.389	W4

Ball State & UMass Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Ball State Championship Odds

No NCAA Men's Basketball Tournament TM Ball State YR: futures available

UMass Championship Odds

2026-27 UMass NCAA Men's Basketball Tournament Odds
Team	BetRivers
UMass	+100000 Bet

Ball State & UMass Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Ball State vs UMass College Basketball Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, January 10th, 2026 at 3:30 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Basketball page, look for the Ball State vs UMass Game.
Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Ball State vs UMass Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

Other January 10, 2026 NCAABB Games

Odds Preview 27078

Table of Contents