Indiana State vs Charlotte Basketball Odds

The Sycamores will play the 49ers on Monday, November 3rd, 2025. Your timezone's tip off time is 8:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.

STATE	Bonus
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Matchup Stats
Moneyline Mage
Best Odds
Interactive Odds Example
Prop Bets
Team Standings
Futures Odds
Team Pages
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Key Matchup Stats

The 2025-26 college basketball season has begun, with Indiana State and Charlotte scheduled to matchup on Monday, November 3rd, 2025. Let's review each team's key performance stats from the 2024-25 season to see what's in store for this early season matchup.

SportsBetting3.com Power Rankings - Indiana State had a 95.33 conference power ranking in the 2024-25 season. The conference power ranking for Charlotte in the 2024-25 season was 94.33.
Away Indiana State - When the 2024-25 regular season ended, Indiana State had a 4-9 record as an away team, ranking them 4th in the Missouri Valley Conference for away team wins.
Home Charlotte - As for Charlotte, they finished the 2024-25 regular season with a 8-8 record as a home team. They ranked 7th in the American Conference for home team wins for the 2024-25 season.
Conference Win Percentage - Indiana State ended up ranking 7th (0.400) in the Missouri Valley Conference, with Charlotte standing 10th (0.167) for their conference win percentage in the 2024 American Conference.
Overall Win Percentage - Indiana State finished the regular season with a 0.438 overall win percentage. Meanwhile, Charlotte recorded a 0.333 overall win percentage.
Team Records - Indiana State had a 14-18 regular season overall record, with Charlotte tallying a 11-22 regular season standing last year.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Hocus pocus, Indiana State on the road against Charlotte, Monday night magic.

Last season, Indiana State finished 14-18, while Charlotte ended at 11-22 overall.

Conference records crucial for tournament seeds, with Indiana State 8-12 and Charlotte 3-15.

Bet on this game with any of SportsBetting3.com's partner sportsbooks, review the odds before tipoff, check out the team prop bets below.

Best Sycamores at 49ers Odds

**Best Point Spread Betting Odds**
Underdog Indiana State	Favorite Charlotte
+3.5 -115 BetMGM Bet	-3.5 -105 BetMGM Bet

Charlotte has a -3.5 -105 point spread at BetMGM OH. They are the point spread favorite in this matchup. Indiana State has a +3.5 -115 point spread at BetMGM OH. Indiana State is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
152.5 o -110 BetMGM Bet	152.5 u -110 BetMGM Bet

BetMGM has the best over line of 152.5 points. Risk $110 to win $100. BetMGM has the best under line of 152.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
TBD	TBD

Moneyline odds are updating, please check back soon.

Matchup Odds FAQs

What is the point spread for the Indiana State vs Charlotte College Basketball game on Monday, November 3rd, 2025?

Charlotte is a -3.5 -105 point spread favorite at BetMGM, while Indiana State is a +3.5 -115 point spread underdog at BetMGM.

What is the over-under total line for the Indiana State vs Charlotte College Basketball game on Monday, November 3rd, 2025?

The best over line is 152.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 152.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained
Game	BetMGM Bet
Indiana State Charlotte 11/03/25 8:00pm EST	+3.5 -115 -3.5 -105

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Underdog Indiana State - Indiana State bettors risk $100 to win $86.96 at -115 odds.

A +3.5 Indiana State underdog bet wins if they lose by 3 or fewer, tie, or win outright. Your bet loses if they lose by 4 or more.

Favorite Charlotte - Charlotte bettors risk $100 to win $95.24 at -105 odds.

A -3.5 Charlotte favorite bet wins if they win by 4 or more. Your bet loses if they win by 3 or fewer, tie, or lose outright.

Indiana State at Charlotte Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
	BetMGM Bet
Indiana State Charlotte 11/03/25 8:00pm EST	Pending BetMGM

Team Standings

2025-2026 College Basketball Regular Season Standings - Indiana State, Charlotte
Team	W-L	Win%	Home	Away	Conf	CGB	Conf%	Strk
American
Charlotte	5-7	0.417	5-2	0-3	0-0	-	0.000	W1
Missouri Valley
Indiana State	7-5	0.583	5-1	2-3	0-1	+1.5	0.000	L1

Indiana State & Charlotte Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Indiana State Championship Odds

No NCAA Men's Basketball Tournament TM Indiana State YR: futures available

Charlotte Championship Odds

No NCAA Men's Basketball Tournament TM Charlotte YR: futures available

Indiana State & Charlotte Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Indiana State vs Charlotte College Basketball Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Monday, November 3rd, 2025 at 8:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Basketball page, look for the Indiana State vs Charlotte Game.
Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Indiana State vs Charlotte Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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