Northern Iowa vs Belmont Basketball Odds

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The Panthers will play the Bruins on Thursday, February 12th, 2026. Your timezone's tip off time is 9:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.


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Table of Contents

Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Northern Iowa and Belmont are set to hit the hardwood on Thursday, February 12th, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

  • SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Northern Iowa currently has a 98.33 conference power ranking, while the SportsBetting3.com conference power ranking for Belmont is 99.00.
  • Away Northern Iowa - Northern Iowa starts this game with a 4-5 record as an away team, ranking them 3rd in the Missouri Valley Conference for away team wins.
  • Home Belmont - Belmont meets Northern Iowa boasting a 10-2 record as a home team. They currently rank 3rd in the Missouri Valley Conference for home team wins.
  • Conference Win Percentage - Northern Iowa currently ranks 3rd (0.571) in the Missouri Valley Conference, with Belmont now standing 1st (0.800) for their conference win percentage in the 2025 Missouri Valley Conference for the 2025-26 college basketball season.
  • Overall Win Percentage - Northern Iowa has a 0.640 overall win percentage, with Belmont matching up with a 0.846 overall win percentage.
  • Team Records - Northern Iowa currently possesses 16-9 regular season overall record. Meanwhile, Belmont has tallied a 22-4 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Moneyline Mage
Moneyline Mage

Hocus pocus! Northern Iowa faces Belmont in epic battle on February 12th.

Northern Iowa 16-9 overall, 8-6 in conference, while Belmont 22-4 overall, 12-3 in conference.

Northern Iowa on fire with 3-game win streak, while Belmont coming off loss. Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below.

Best Panthers at Bruins Odds


Best Point Spread Betting Odds
Underdog

Northern Iowa		Favorite

Belmont
+4.5 -105 BetMGM
Bet
-4.5 -115 BetMGM
Bet
Belmont has a -4.5 -115 point spread at BetMGM OH. They are the point spread favorite in this matchup. Northern Iowa has a +4.5 -105 point spread at BetMGM OH. Northern Iowa is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
139.5 o -110 BetMGM
Bet
139.5 u -110 BetMGM
Bet
BetMGM has the best over line of 139.5 points. Risk $110 to win $100. BetMGM has the best under line of 139.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Northern Iowa		Favorite

Belmont
+180 BetMGM
Bet
-220 BetMGM
Bet
Belmont is the -220 moneyline favorite. Risk $220 to win $100 on Belmont at BetMGM. Northern Iowa is the +180 underdog at BetMGM. Risk $100 to win $180 on Northern Iowa. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Northern Iowa vs Belmont College Basketball game on Thursday, February 12th, 2026?

Belmont is a -4.5 -115 point spread favorite at BetMGM, while Northern Iowa is a +4.5 -105 point spread underdog at BetMGM.

What is the over-under total line for the Northern Iowa vs Belmont College Basketball game on Thursday, February 12th, 2026?

The best over line is 139.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 139.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the Northern Iowa vs Belmont College Basketball game on Thursday, February 12th, 2026?

Belmont is a -220 moneyline favorite at BetMGM and Northern Iowa is a +180 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained

Game		 BetMGM Sports Betting BetMGM
Bet
Northern Iowa
Belmont
2/12/26 9:00pm EST
+4.5 -105-4.5 -115
Bet $100 at BetMGM Ohio
21+ Playable in Ohio only
Gambling Problem? Call 1-800-589-9966

Underdog Northern Iowa - Northern Iowa bettors risk $100 to win $95.24 at -105 odds.

A +4.5 Northern Iowa underdog bet wins if they lose by 4 or fewer, tie, or win outright. Your bet loses if they lose by 5 or more.

Favorite Belmont - Belmont bettors risk $100 to win $86.96 at -115 odds.

A -4.5 Belmont favorite bet wins if they win by 5 or more. Your bet loses if they win by 4 or fewer, tie, or lose outright.

Northern Iowa at Belmont Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
Northern Iowa
Belmont
First to 5 Points
2/12/26 9:00pm EST
+100-140Bet
Northern Iowa
Belmont
First to 10 Points
2/12/26 9:00pm EST
+105-145Bet
Northern Iowa
Belmont
First to 15 Points
2/12/26 9:00pm EST
+110-155Bet
Northern Iowa
Belmont
Game to Overtime
2/12/26 9:00pm EST
Yes +800No -3000Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Northern Iowa, Belmont
Team W-L Win% Home Away Conf CGB Conf% Strk
Belmont24-40.85711-211-214-3-0.824W2
Northern Iowa17-100.63012-34-69-7+4.50.563W1

Northern Iowa & Belmont Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Northern Iowa Championship Odds

No NCAA Men's Basketball Tournament TM Northern Iowa YR: futures available

Belmont Championship Odds

No NCAA Men's Basketball Tournament TM Belmont YR: futures available

Northern Iowa & Belmont Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Northern Iowa vs Belmont College Basketball Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Thursday, February 12th, 2026 at 9:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Basketball page, look for the Northern Iowa vs Belmont Game.

    Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Northern Iowa vs Belmont Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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