The Tigers will play the 49ers on Saturday, October 3rd, 2026. The matchup takes place at Jerry Richardson Stadium. Watch this exciting Week 5 matchup at 11:00 am EDT. Check local listings for coverage on ESPN+.
Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.
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Table of Contents
- Matchup Stats
- Best Odds
- Interactive Odds Example
- Prop Bets
- Recent Meetings
- Team Standings
- Futures Odds
- Team Pages
- Team Schedules & Results
- Other Games Today
Key Matchup Stats
We're now well into the 2026 college football season. Week 5 action features a matchup between Memphis and Charlotte taking place at Jerry Richardson Stadium. The following are some key season stats to help you size up this game.
- SportsBetting3.com Power Rankings - Memphis has a 97.33 conference power ranking for the 2026 season. The conference power ranking for Charlotte is 91.33.
- Away Memphis - Heading into Week 5, Memphis currently has a 1-1 record as an away team for the 2026 regular season. This ranks them 2nd in the American Conference for away team wins. Watch this stat carefully as the season progresses.
- Home Charlotte - Charlotte has a 0-2 record as a home team. Looking ahead to this 2026 Week 5 matchup, they rank 3rd in the American Conference for home team wins. Like the Memphis away record and ranking, you should continually keep tabs on this stat.
- Points Scored - For the 2026 season, Memphis ranks 3rd (134) in the American Conference, with Charlotte currently ranking 11th (78) for points scored in the American Conference.
- Points Against - Also in 2026, Memphis stands 6th (104) in the American Conference for points scored by opponents in 2026. Charlotte sits at 1st (144) in the American Conference for points against in the 2026 season so far.
- Team Records - Memphis has a 3-1 overall record for the 2026 regular season, with Charlotte currently 0-4 for the 2026 NCAAF regular season.
Best Tigers at 49ers Odds
| Underdog Charlotte | Favorite Memphis |
|---|---|
| Over | Under |
|---|
| Underdog Charlotte | Favorite Memphis |
|---|---|
Matchup Odds FAQs
What is the point spread for the Memphis vs Charlotte College Football game on Saturday, October 3rd, 2026?
Memphis is a -20.5 -112 point spread favorite at BetRivers, while Charlotte is a +20.5 -110 point spread underdog at BetRivers.
What is the moneyline for the Memphis vs Charlotte College Football game on Saturday, October 3rd, 2026?
Memphis is a -3335 moneyline favorite at BetRivers and Charlotte is a +1100 moneyline underdog at BetRivers.
College Football Odds Example
|
Game |
 BetRiversBet |
|---|---|
Memphis
Charlotte
10/03/26 11:00am EDT | -20.5 -112+20.5 -110 |
Underdog Charlotte - Charlotte bettors risk $100 to win $90.91 at -110 odds.
A +20.5 Charlotte underdog bet wins if they lose by 20 or fewer, tie, or win outright. Your bet loses if they lose by 21 or more.
Favorite Memphis - Memphis bettors risk $100 to win $89.29 at -112 odds.
A -20.5 Memphis favorite bet wins if they win by 21 or more. Your bet loses if they win by 20 or fewer, tie, or lose outright.
Memphis at Charlotte Prop Bets
Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.
| BetRivers Bet |
|
|---|---|
Charlotte
Team Total Points
MEM at CLT 10/03/26 11:00am EDT | 15.5 o -12515.5 u -115Bet |
Memphis
Team Total Points
MEM at CLT 10/03/26 11:00am EDT | 36.5 o -12536.5 u -115Bet |
Charlotte
To Score First & Win
MEM at CLT 10/03/26 11:00am EDT | Yes +1600No -10000Bet |
Memphis
To Score First & Win
MEM at CLT 10/03/26 11:00am EDT | Yes -278No +185Bet |
Recent Meetings Since 2022
| Week | Game | Result | Margin |
|---|---|---|---|
| 2026 Week 5 | Memphis vs Charlotte Saturday, October 3rd, 2026 | MEM 59, CLT 8 Jerry Richardson Stadium | Memphis by 51 |
| 2024 Week 9 | Charlotte vs Memphis Saturday, October 26th, 2024 | MEM 33, CLT 28 Simmons Bank Liberty Stadium | Memphis by 5 |
| 2023 Week 11 | Memphis vs Charlotte Saturday, November 11th, 2023 | MEM 44, CLT 38 (OT) Jerry Richardson Stadium | Memphis by 6 |
Team Standings
| Team | Conf | Conf% | W | L | PF | PA | Home | Away | Strk |
|---|---|---|---|---|---|---|---|---|---|
| Memphis | 1-0 | 3.000 | 4 | 1 | 193 | 112 | 2-0 | 2-1 | W2 |
| Charlotte | 0-1 | 0.000 | 0 | 5 | 86 | 203 | 0-3 | 0-2 | L5 |
Memphis & Charlotte Futures Odds
Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.
Memphis Championship Odds|
Team | BetRivers |
|---|---|
| Memphis | +100000 Bet |
No NCAA College Football Championship TM Charlotte YR: futures available
Memphis & Charlotte Team Pages
Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:
Team Schedules & Results
| Week | Matchup | Date & Result |
|---|---|---|
| Week 1 | Memphis vs UNLV | MEM 27, UNLV 21 Saturday, August 29th, 2026 |
| Week 1 | Arkansas State vs Memphis | MEM 42, ARST 24 Saturday, September 5th, 2026 |
| Week 2 | Memphis vs Boise State | BOIS 38, MEM 20 Saturday, September 12th, 2026 |
| Week 3 | UT-Martin vs Memphis | MEM 45, UTM 21 Saturday, September 19th, 2026 |
| Week 5 | Memphis vs Charlotte | MEM 59, CLT 8 Saturday, October 3rd, 2026 |
| Week 6 | UAB vs Memphis | Saturday, October 10th, 2026 7:00 pm EDT |
| Week 7 | Memphis vs Tulane | Friday, October 16th, 2026 7:30 pm EDT |
| Week 8 | East Carolina vs Memphis | Thursday, October 22nd, 2026 7:30 pm EDT |
| Week 9 | Army vs Memphis | Saturday, October 31st, 2026 12:00 am EDT |
| Week 11 | Memphis vs South Florida | Thursday, November 12th, 2026 8:00 pm EST |
| Week 12 | Memphis vs Navy | Saturday, November 21st, 2026 12:00 pm EST |
| Week 13 | Temple vs Memphis | Friday, November 27th, 2026 12:00 am EST |
| Week | Matchup | Date & Result |
|---|---|---|
| Week 1 | The Citadel vs Charlotte | CIT 43, CLT 41 (3OT) Saturday, September 5th, 2026 |
| Week 2 | Charlotte vs Ole Miss | MISS 41, CLT 9 Saturday, September 12th, 2026 |
| Week 3 | Charlotte vs Appalachian State | Saturday, September 19th, 2026 12:00 am EDT |
| Week 3 | Charlotte vs Appalachian State | APP 26, CLT 21 Saturday, September 19th, 2026 |
| Week 4 | Louisiana vs Charlotte | UL 34, CLT 7 Saturday, September 26th, 2026 |
| Week 5 | Memphis vs Charlotte | MEM 59, CLT 8 Saturday, October 3rd, 2026 |
| Week 6 | Charlotte vs North Texas | Saturday, October 10th, 2026 3:30 pm EDT |
| Week 7 | Charlotte vs Temple | Saturday, October 17th, 2026 1:00 pm EDT |
| Week 9 | Tulane vs Charlotte | Friday, October 30th, 2026 7:00 pm EDT |
| Week 10 | Charlotte vs UAB | Saturday, November 7th, 2026 12:00 am EST |
| Week 11 | East Carolina vs Charlotte | Saturday, November 14th, 2026 12:00 am EST |
| Week 12 | Charlotte vs Tulsa | Saturday, November 21st, 2026 12:00 am EST |
| Week 13 | Navy vs Charlotte | Saturday, November 28th, 2026 12:00 am EST |
How to Bet on the Game
Time needed: 4 minutes.
How to Bet on the Memphis vs Charlotte College Football Game
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Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, October 3rd, 2026 at 11:00 am EDT, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
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Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
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Tap to the sportsbook's College Football page, look for the Memphis vs Charlotte Game.
Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the Memphis vs Charlotte Game.
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Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.
Other October 3, 2026 NCAAFB Games
- Alabama vs Mississippi State - 10/03/26 12:00pm EDT
- St. Thomas vs Presbyterian - 10/03/26 12:00pm EDT
- Merrimack College vs Yale - 10/03/26 12:00pm EDT
- Brown vs Rhode Island - 10/03/26 12:00pm EDT
- Mercyhurst vs Long Island University - 10/03/26 12:00pm EDT
- Fordham vs Lehigh - 10/03/26 12:00pm EDT
- Navy vs Air Force - 10/03/26 12:00pm EDT
- Syracuse vs UConn - 10/03/26 12:00pm EDT
- Princeton vs Columbia - 10/03/26 12:00pm EDT
- Middle Tennessee vs Kansas - 10/03/26 12:00pm EDT
- Michigan vs Minnesota - 10/03/26 12:00pm EDT
- Wagner vs Central Connecticut - 10/03/26 12:00pm EDT
- Boston College vs SMU - 10/03/26 12:00pm EDT
- Stanford vs Wake Forest - 10/03/26 12:00pm EDT
- Notre Dame vs North Carolina - 10/03/26 12:00pm EDT
- UCF vs Houston - 10/03/26 12:00pm EDT
- West Virginia vs Iowa State - 10/03/26 12:00pm EDT
- Michigan State vs Wisconsin - 10/03/26 12:30pm EDT
- Richmond vs Lafayette - 10/03/26 12:30pm EDT
- Cornell vs Georgetown - 10/03/26 12:30pm EDT
- Vanderbilt vs Georgia - 10/03/26 12:45pm EDT
- Western Michigan vs Buffalo - 10/03/26 1:00pm EDT
- Morgan State vs Villanova - 10/03/26 1:00pm EDT
- Valparaiso vs Morehead State - 10/03/26 1:00pm EDT
- Marist vs Stetson - 10/03/26 1:00pm EDT
- Elon vs New Hampshire - 10/03/26 1:00pm EDT
- Dayton vs Drake - 10/03/26 1:00pm EDT
- Towson vs Monmouth - 10/03/26 1:00pm EDT
- Mercer vs VMI - 10/03/26 1:30pm EDT
- Penn vs Dartmouth - 10/03/26 1:30pm EDT
- The Citadel vs South Carolina State - 10/03/26 2:00pm EDT
- Norfolk State vs Robert Morris - 10/03/26 2:00pm EDT
- Murray State vs North Dakota - 10/03/26 2:00pm EDT
- Wofford vs Furman - 10/03/26 2:00pm EDT
- Toledo vs Ball State - 10/03/26 2:00pm EDT
- Howard vs Hampton - 10/03/26 3:00pm EDT
- Alcorn State vs Grambling State - 10/03/26 3:00pm EDT
- Prairie View A&M vs Miss Valley State - 10/03/26 3:00pm EDT
- Indiana State vs South Dakota - 10/03/26 3:00pm EDT
- California vs UNLV - 10/03/26 3:30pm EDT
- Louisville vs NC State - 10/03/26 3:30pm EDT
- Holy Cross vs William & Mary - 10/03/26 3:30pm EDT
- Virginia vs Florida State - 10/03/26 3:30pm EDT
- Samford vs UAB - 10/03/26 3:30pm EDT
- Florida vs Missouri - 10/03/26 3:30pm EDT
- Sacred Heart vs Maine - 10/03/26 3:30pm EDT
- Auburn vs Tennessee - 10/03/26 3:30pm EDT
- Chattanooga vs East Tennessee State - 10/03/26 3:30pm EDT
- Ohio State vs Iowa - 10/03/26 3:30pm EDT
- Delaware State vs Albany - 10/03/26 3:30pm EDT
- Akron vs Central Michigan - 10/03/26 3:30pm EDT
- Ohio vs Kent State - 10/03/26 3:30pm EDT
- Wyoming vs North Dakota State - 10/03/26 3:30pm EDT
- Eastern Michigan vs UMass - 10/03/26 3:30pm EDT
- Old Dominion vs Georgia State - 10/03/26 3:30pm EDT
- Bowling Green vs Miami (OH) - 10/03/26 3:30pm EDT
- Marshall vs James Madison - 10/03/26 3:45pm EDT
- UTEP vs New Mexico - 10/03/26 4:00pm EDT
- Northern Colorado vs Montana - 10/03/26 4:00pm EDT
- Maryland vs Nebraska - 10/03/26 4:00pm EDT
- Davidson vs San Diego - 10/03/26 4:00pm EDT
- Tennessee State vs Western Illinois - 10/03/26 4:00pm EDT
- Purdue vs Illinois - 10/03/26 4:15pm EDT
- Kentucky vs South Carolina - 10/03/26 4:15pm EDT
- Youngstown State vs Southern Illinois - 10/03/26 5:00pm EDT
- Alabama A&M vs Jackson State - 10/03/26 5:00pm EDT
- Incarnate Word vs Stephen F. Austin - 10/03/26 6:00pm EDT
- North Alabama vs Eastern Kentucky - 10/03/26 6:00pm EDT
- Texas Southern vs Florida Atlantic - 10/03/26 6:00pm EDT
- North Carolina A&T vs Bryant - 10/03/26 6:00pm EDT
- Oregon State vs Colorado State - 10/03/26 6:00pm EDT
- Campbell vs North Carolina Central - 10/03/26 6:00pm EDT
- Tennessee Tech vs Western Carolina - 10/03/26 6:00pm EDT
- Nicholls vs Houston Christian - 10/03/26 7:00pm EDT
- South Dakota State vs Illinois State - 10/03/26 7:00pm EDT
- Arkansas-Pine Bluff vs Southern - 10/03/26 7:00pm EDT
- Northwestern State vs Lamar - 10/03/26 7:00pm EDT
- Arkansas vs Texas A&M - 10/03/26 7:00pm EDT
- Colgate vs Harvard - 10/03/26 7:00pm EDT
- BYU vs TCU - 10/03/26 7:00pm EDT
- Georgia Southern vs Coastal Carolina - 10/03/26 7:00pm EDT
- UTSA vs Rice - 10/03/26 7:00pm EDT
- Louisiana-Monroe vs South Alabama - 10/03/26 7:00pm EDT
- Miami (FL) vs Clemson - 10/03/26 7:30pm EDT
- Texas Tech vs Colorado - 10/03/26 7:30pm EDT
- Utah State vs Boise State - 10/03/26 7:30pm EDT
- Washington vs USC - 10/03/26 7:30pm EDT
- Army vs Louisiana Tech - 10/03/26 7:30pm EDT
- Temple vs South Florida - 10/03/26 7:30pm EDT
- McNeese State vs LSU - 10/03/26 7:45pm EDT
- Southern Utah vs Utah Tech - 10/03/26 8:00pm EDT
- Weber State vs Cal Poly - 10/03/26 8:00pm EDT
- Northern Arizona vs Idaho State - 10/03/26 8:00pm EDT
- Arkansas State vs Louisiana - 10/03/26 8:02pm EDT
- Indiana vs Rutgers - 10/03/26 8:03pm EDT
- Fresno State vs Washington State - 10/03/26 9:30pm EDT
- Eastern Washington vs UC Davis - 10/03/26 10:30pm EDT
- Baylor vs Arizona State - 10/03/26 10:30pm EDT
- Texas State vs San Diego State - 10/03/26 10:30pm EDT
- Cincinnati vs Arizona - 10/03/26 11:00pm EDT