Temple vs Charlotte Football Odds

The Owls will play the 49ers on Saturday, October 18th, 2025. The matchup takes place at Jerry Richardson Stadium. Watch this exciting Week 8 matchup at 3:30 pm EDT. Check local listings for coverage on ESPN+.

Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.


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Table of Contents

Key Matchup Stats

We're now well into the 2025 college football season. Week 8 action features a matchup between Temple and Charlotte taking place at Jerry Richardson Stadium. The following are some key season stats to help you size up this game.

  • SportsBetting3.com Power Rankings - Temple has a 96.00 conference power ranking for the 2025 season. The conference power ranking for Charlotte is 92.00.
  • Away Temple - Heading into Week 8, Temple currently has a 1-1 record as an away team for the 2025 regular season. This ranks them 3rd in the American Conference for away team wins. Watch this stat carefully as the season progresses.
  • Home Charlotte - Charlotte has a 1-2 record as a home team. Looking ahead to this 2025 Week 8 matchup, they rank 4th in the American Conference for home team wins. Like the Temple away record and ranking, you should continually keep tabs on this stat.
  • Points Scored - For the 2025 season, Temple ranks 7th (182) in the American Conference, with Charlotte currently ranking 14th (106) for points scored in the American Conference.
  • Points Against - Also in 2025, Temple stands 8th (157) in the American Conference for points scored by opponents in 2025. Charlotte sits at 3rd (195) in the American Conference for points against in the 2025 season so far.
  • Team Records - Temple has a 3-3 overall record for the 2025 regular season, with Charlotte currently 1-5 for the 2025 NCAAF regular season.

Paddy O'Parlay

The "Sports Network" talking heads have nothing on my Irish arse!

Paddy O'Parlay
Paddy O'Parlay

Get ready for a wild showdown as Temple faces Charlotte in an epic Week 8 matchup!

This highly anticipated game will be held at Jerry Richardson Stadium, get your tickets now!

According to SportsBetting3.com Power Rankings, Temple has the edge over Charlotte for this game.

Temple is currently 3-3 while Charlotte is struggling with a 1-5 record this season. Bet this game at BetRivers, or BetMGM and review this game's prop bets. Compare the odds below for the ultimate gaming experience!

Best Owls at 49ers Odds


Best Point Spread Betting Odds
Underdog

Charlotte
Favorite

Temple
Temple has a -11.5 -110 point spread at BetMGM OH. They are the point spread favorite in this matchup. Charlotte has a +11.5 -110 point spread at BetMGM OH. Charlotte is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetMGM has the best over line of 47.5 points. Risk $110 to win $100. BetMGM has the best under line of 47.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Charlotte
Favorite

Temple
Temple is the -425 moneyline favorite. Risk $425 to win $100 on Temple at BetMGM. Charlotte is the +325 underdog at BetMGM. Risk $100 to win $325 on Charlotte. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Temple vs Charlotte College Football game on Saturday, October 18th, 2025?

Temple is a -11.5 -110 point spread favorite at BetMGM, while Charlotte is a +11.5 -110 point spread underdog at BetMGM.

What is the over-under total line for the Temple vs Charlotte College Football game on Saturday, October 18th, 2025?

The best over line is 47.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 47.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the Temple vs Charlotte College Football game on Saturday, October 18th, 2025?

Temple is a -425 moneyline favorite at BetMGM and Charlotte is a +325 moneyline underdog at BetMGM.

College Football Odds Example

College Football Odds and Outcomes Explained

Game
BetMGM Sports Betting BetMGM
Bet
Temple
Charlotte
10/18/25 3:30pm EDT
-11.5 -110+11.5 -110
Bet $100 at BetMGM Ohio
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Underdog Charlotte - Charlotte bettors risk $100 to win $90.91 at -110 odds.

A +11.5 Charlotte underdog bet wins if they lose by 11 or fewer, tie, or win outright. Your bet loses if they lose by 12 or more.

Favorite Temple - Temple bettors risk $100 to win $90.91 at -110 odds.

A -11.5 Temple favorite bet wins if they win by 12 or more. Your bet loses if they win by 11 or fewer, tie, or lose outright.

Temple at Charlotte Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Football Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
Temple
Charlotte
10/18/25 3:30pm EDT
Pending BetMGM

Recent Meetings Since 2021

Recent Meetings Since 2021
WeekGameResultMargin

Team Standings

2025-2026 College Football Regular Season Standings - Temple, Charlotte
Team Conf Conf% W L PF PA Home Away Strk
Temple1-10.500331821572-21-1L1
Charlotte0-30.000151061951-20-2L3

Temple & Charlotte Futures Odds

Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.

Temple Championship Odds

No NCAA College Football Championship TM Temple YR: futures available

Charlotte Championship Odds

No NCAA College Football Championship TM Charlotte YR: futures available

Temple & Charlotte Team Pages

Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

Team Schedules & Results


2025-26 Temple Games & Results
WeekMatchupDate & Result
Week 1Temple vs
UMass
TEM 42, MASS 10
Saturday, August 30th, 2025
Week 2Howard vs
Temple
TEM 55, HOW 7
Saturday, September 6th, 2025
Week 3Oklahoma vs
Temple
OU 42, TEM 3
Saturday, September 13th, 2025
Week 4Temple vs
Georgia Tech
GT 45, TEM 24
Saturday, September 20th, 2025
Week 6UTSA vs
Temple
TEM 27, UTSA 21
Saturday, October 4th, 2025
Week 7Navy vs
Temple
NAVY 32, TEM 31
Saturday, October 11th, 2025
Week 8Temple vs
Charlotte
Saturday, October 18th, 2025
3:30 pm EDT
Week 9Temple vs
Tulsa
Saturday, October 25th, 2025
12:00 am EDT
Week 10East Carolina vs
Temple
Saturday, November 1st, 2025
12:00 am EDT
Week 11Temple vs
Army
Saturday, November 8th, 2025
12:00 pm EST
Week 13Tulane vs
Temple
Saturday, November 22nd, 2025
12:00 am EST
Week 14Temple vs
North Texas
Saturday, November 29th, 2025
12:00 am EST


2025-26 Charlotte Games & Results
WeekMatchupDate & Result
Week 1Appalachian State vs
Charlotte
APP 34, CLT 11
Friday, August 29th, 2025
Week 2North Carolina vs
Charlotte
UNC 20, CLT 3
Saturday, September 6th, 2025
Week 3Monmouth vs
Charlotte
CLT 42, MONM 35
Saturday, September 13th, 2025
Week 4Rice vs
Charlotte
RICE 28, CLT 17
Thursday, September 18th, 2025
Week 6Charlotte vs
South Florida
USF 54, CLT 26
Friday, October 3rd, 2025
Week 7Charlotte vs
Army
ARMY 24, CLT 7
Saturday, October 11th, 2025
Week 8Temple vs
Charlotte
Saturday, October 18th, 2025
3:30 pm EDT
Week 9North Texas vs
Charlotte
Friday, October 24th, 2025
7:00 pm EDT
Week 11Charlotte vs
East Carolina
Saturday, November 8th, 2025
12:00 am EST
Week 12UTSA vs
Charlotte
Saturday, November 15th, 2025
12:00 am EST
Week 13Charlotte vs
Georgia
Saturday, November 22nd, 2025
12:45 pm EST
Week 14Charlotte vs
Tulane
Saturday, November 29th, 2025
12:00 am EST

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Temple vs Charlotte College Football Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Saturday, October 18th, 2025 at 3:30 pm EDT, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Football page, look for the Temple vs Charlotte Game.

    Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the Temple vs Charlotte Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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