Navy vs Holy Cross Basketball Odds

The Midshipmen will play the Crusaders on Saturday, January 3rd, 2026. Your timezone's tip off time is 2:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.

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Matchup Stats
Moneyline Mage
Best Odds
Interactive Odds Example
Prop Bets
Team Standings
Futures Odds
Team Pages
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Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Navy and Holy Cross are set to hit the hardwood on Saturday, January 3rd, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Navy currently has a 100.00 conference power ranking, while the SportsBetting3.com conference power ranking for Holy Cross is 98.33.
Away Navy - Navy starts this game with a 2-3 record as an away team, ranking them 2nd in the Patriot Conference for away team wins.
Home Holy Cross - Holy Cross meets Navy boasting a 4-2 record as a home team. They currently rank 3rd in the Patriot Conference for home team wins.
Conference Win Percentage - Navy currently ranks 1st (1.000) in the Patriot Conference, with Holy Cross now standing 1st (1.000) for their conference win percentage in the 2025 Patriot Conference for the 2025-26 college basketball season.
Overall Win Percentage - Navy has a 0.643 overall win percentage, with Holy Cross matching up with a 0.429 overall win percentage.
Team Records - Navy currently possesses 9-5 regular season overall record. Meanwhile, Holy Cross has tallied a 6-8 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Hear ye, hear ye! Navy, 5-10, clashes with Holy Cross, 9-6. Conference records matter!

Navy stands 2-0 in Patriot Conference, on a 2-game winning streak. Holy Cross, 1-1, lost last game. Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below.

Best Midshipmen at Crusaders Odds

**Best Point Spread Betting Odds**
Underdog Holy Cross	Favorite Navy
+5.5 -105 BetMGM Bet	-5.5 -115 BetMGM Bet

Navy has a -5.5 -115 point spread at BetMGM OH. They are the point spread favorite in this matchup. Holy Cross has a +5.5 -105 point spread at BetMGM OH. Holy Cross is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
137.5 o -105 BetMGM Bet	137.5 u -115 BetMGM Bet

BetMGM has the best over line of 137.5 points. Risk $105 to win $100. BetMGM has the best under line of 137.5 points. Risk $115 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Holy Cross	Favorite Navy
+200 BetMGM Bet	-250 BetMGM Bet

Navy is the -250 moneyline favorite. Risk $250 to win $100 on Navy at BetMGM. Holy Cross is the +200 underdog at BetMGM. Risk $100 to win $200 on Holy Cross. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Navy vs Holy Cross College Basketball game on Saturday, January 3rd, 2026?

Navy is a -5.5 -115 point spread favorite at BetMGM, while Holy Cross is a +5.5 -105 point spread underdog at BetMGM.

What is the over-under total line for the Navy vs Holy Cross College Basketball game on Saturday, January 3rd, 2026?

The best over line is 137.5 -105 points at BetMGM, which means you risk $105 to win $100 betting the over. The best under line is 137.5 -115 points at BetMGM, and that means you risk $115 to win $100 betting the under.

What is the moneyline for the Navy vs Holy Cross College Basketball game on Saturday, January 3rd, 2026?

Navy is a -250 moneyline favorite at BetMGM and Holy Cross is a +200 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained
Game	BetMGM Bet
Navy Holy Cross 1/03/26 2:00pm EST	-5.5 -115 +5.5 -105

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Underdog Holy Cross - Holy Cross bettors risk $100 to win $95.24 at -105 odds.

A +5.5 Holy Cross underdog bet wins if they lose by 5 or fewer, tie, or win outright. Your bet loses if they lose by 6 or more.

Favorite Navy - Navy bettors risk $100 to win $86.96 at -115 odds.

A -5.5 Navy favorite bet wins if they win by 6 or more. Your bet loses if they win by 5 or fewer, tie, or lose outright.

Navy at Holy Cross Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
	BetMGM Bet
Navy Holy Cross First to 5 Points 1/03/26 2:00pm EST	-140 +100 Bet
Navy Holy Cross First to 10 Points 1/03/26 2:00pm EST	-155 +110 Bet
Navy Holy Cross First to 15 Points 1/03/26 2:00pm EST	-160 +118 Bet
Navy Holy Cross Game to Overtime 1/03/26 2:00pm EST	Yes +825 No -3000 Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Navy, Holy Cross
Team	W-L	Win%	Home	Away	Conf	CGB	Conf%	Strk
Navy	16-6	0.727	10-1	5-4	8-1	-	0.889	W4
Holy Cross	8-15	0.348	5-4	2-11	3-7	+5.5	0.300	L5

Navy & Holy Cross Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Navy Championship Odds

No NCAA Men's Basketball Tournament TM Navy YR: futures available

Holy Cross Championship Odds

No NCAA Men's Basketball Tournament TM Holy Cross YR: futures available

Navy & Holy Cross Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Navy vs Holy Cross College Basketball Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, January 3rd, 2026 at 2:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Basketball page, look for the Navy vs Holy Cross Game.
Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Navy vs Holy Cross Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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