Albany vs UMass Lowell Basketball Odds

The Great Danes will play the River Hawks on Saturday, January 3rd, 2026. Your timezone's tip off time is 2:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.

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Matchup Stats
Moneyline Mage
Best Odds
Interactive Odds Example
Prop Bets
Team Standings
Futures Odds
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Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Albany and UMass Lowell are set to hit the hardwood on Saturday, January 3rd, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Albany currently has a 98.33 conference power ranking, while the SportsBetting3.com conference power ranking for UMass Lowell is 99.00.
Away Albany - Albany starts this game with a 1-7 record as an away team, ranking them 3rd in the America East Conference for away team wins.
Home UMass Lowell - UMass Lowell meets Albany boasting a 4-1 record as a home team. They currently rank 1st in the America East Conference for home team wins.
Conference Win Percentage - Albany currently ranks 1st (0.000) in the America East Conference, with UMass Lowell now standing 1st (0.000) for their conference win percentage in the 2025 America East Conference for the 2025-26 college basketball season.
Overall Win Percentage - Albany has a 0.267 overall win percentage, with UMass Lowell matching up with a 0.333 overall win percentage.
Team Records - Albany currently possesses 4-11 regular season overall record. Meanwhile, UMass Lowell has tallied a 5-10 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Hocus pocus, Albany faces UMass Lowell in a clash of wizards on Saturday.

Both teams with losing records, fighting for conference tournament seeds.

Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below.

Best Great Danes at River Hawks Odds

**Best Point Spread Betting Odds**
Underdog Albany	Favorite UMass Lowell
+1.5 -105 BetMGM Bet	-1.5 -115 BetMGM Bet

UMass Lowell has a -1.5 -115 point spread at BetMGM OH. They are the point spread favorite in this matchup. Albany has a +1.5 -105 point spread at BetMGM OH. Albany is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
150.5 o -110 BetMGM Bet	150.5 u -110 BetMGM Bet

BetMGM has the best over line of 150.5 points. Risk $110 to win $100. BetMGM has the best under line of 150.5 points. Risk $110 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Albany	Favorite UMass Lowell
+105 BetMGM Bet	-130 BetMGM Bet

UMass Lowell is the -130 moneyline favorite. Risk $130 to win $100 on UMass Lowell at BetMGM. Albany is the +105 underdog at BetMGM. Risk $100 to win $105 on Albany. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Albany vs UMass Lowell College Basketball game on Saturday, January 3rd, 2026?

UMass Lowell is a -1.5 -115 point spread favorite at BetMGM, while Albany is a +1.5 -105 point spread underdog at BetMGM.

What is the over-under total line for the Albany vs UMass Lowell College Basketball game on Saturday, January 3rd, 2026?

The best over line is 150.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 150.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.

What is the moneyline for the Albany vs UMass Lowell College Basketball game on Saturday, January 3rd, 2026?

UMass Lowell is a -130 moneyline favorite at BetMGM and Albany is a +105 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained
Game	BetMGM Bet
Albany UMass Lowell 1/03/26 2:00pm EST	+1.5 -105 -1.5 -115

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Underdog Albany - Albany bettors risk $100 to win $95.24 at -105 odds.

A +1.5 Albany underdog bet wins if they lose by 1, tie, or win outright. Your bet loses if they lose by 2 or more.

Favorite UMass Lowell - UMass Lowell bettors risk $100 to win $86.96 at -115 odds.

A -1.5 UMass Lowell favorite bet wins if they win by 2 or more. Your bet loses if they win by 1, tie, or lose outright.

Albany at UMass Lowell Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
	BetMGM Bet
Albany UMass Lowell First to 5 Points 1/03/26 2:00pm EST	-110 -125 Bet
Albany UMass Lowell First to 10 Points 1/03/26 2:00pm EST	-110 -125 Bet
Albany UMass Lowell First to 15 Points 1/03/26 2:00pm EST	-110 -125 Bet
Albany UMass Lowell Game to Overtime 1/03/26 2:00pm EST	Yes +775 No -2500 Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Albany, UMass Lowell
Team	W-L	Win%	Home	Away	Conf	CGB	Conf%	Strk
UMass Lowell	8-13	0.381	5-3	3-10	3-3	+2	0.500	L3
Albany	7-14	0.333	5-1	1-10	3-3	+2	0.500	L2

Albany & UMass Lowell Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Albany Championship Odds

No NCAA Men's Basketball Tournament TM Albany YR: futures available

UMass Lowell Championship Odds

No NCAA Men's Basketball Tournament TM UMass Lowell YR: futures available

Albany & UMass Lowell Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Albany vs UMass Lowell College Basketball Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, January 3rd, 2026 at 2:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Basketball page, look for the Albany vs UMass Lowell Game.
Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Albany vs UMass Lowell Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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