Holy Cross vs Navy Basketball Odds

The Crusaders will play the Midshipmen on Wednesday, January 21st, 2026. Your timezone's tip off time is 7:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.

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Matchup Stats
Moneyline Mage
Best Odds
Interactive Odds Example
Prop Bets
Team Standings
Futures Odds
Team Pages
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Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, Holy Cross and Navy are set to hit the hardwood on Wednesday, January 21st, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, Holy Cross currently has a 97.67 conference power ranking, while the SportsBetting3.com conference power ranking for Navy is 99.67.
Away Holy Cross - Holy Cross starts this game with a 2-8 record as an away team, ranking them 3rd in the Patriot Conference for away team wins.
Home Navy - Navy meets Holy Cross boasting a 8-1 record as a home team. They currently rank 2nd in the Patriot Conference for home team wins.
Conference Win Percentage - Holy Cross currently ranks 4th (0.500) in the Patriot Conference, with Navy now standing 1st (0.833) for their conference win percentage in the 2025 Patriot Conference for the 2025-26 college basketball season.
Overall Win Percentage - Holy Cross has a 0.421 overall win percentage, with Navy matching up with a 0.684 overall win percentage.
Team Records - Holy Cross currently possesses 8-11 regular season overall record. Meanwhile, Navy has tallied a 13-6 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Greetings, muggles! Holy Cross (8-11) clashes with Navy (13-6) on Wednesday.

The battle for conference superiority is crucial for tournament seedings. Holy Cross 3-3, Navy 5-1.

Holy Cross seeks to break losing streak, while Navy aims to continue winning streak. Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below. Good luck, wizards!

Best Crusaders at Midshipmen Odds

**Best Point Spread Betting Odds**
Underdog Holy Cross	Favorite Navy
+9.5 -110 BetMGM Bet	-9.5 -110 BetMGM Bet

Navy has a -9.5 -110 point spread at BetMGM OH. They are the point spread favorite in this matchup. Holy Cross has a +9.5 -110 point spread at BetMGM OH. Holy Cross is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
132.5 o -115 BetMGM Bet	132.5 u -105 BetMGM Bet

BetMGM has the best over line of 132.5 points. Risk $115 to win $100. BetMGM has the best under line of 132.5 points. Risk $105 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Holy Cross	Favorite Navy
+375 BetMGM Bet	-500 BetMGM Bet

Navy is the -500 moneyline favorite. Risk $500 to win $100 on Navy at BetMGM. Holy Cross is the +375 underdog at BetMGM. Risk $100 to win $375 on Holy Cross. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the Holy Cross vs Navy College Basketball game on Wednesday, January 21st, 2026?

Navy is a -9.5 -110 point spread favorite at BetMGM, while Holy Cross is a +9.5 -110 point spread underdog at BetMGM.

What is the over-under total line for the Holy Cross vs Navy College Basketball game on Wednesday, January 21st, 2026?

The best over line is 132.5 -115 points at BetMGM, which means you risk $115 to win $100 betting the over. The best under line is 132.5 -105 points at BetMGM, and that means you risk $105 to win $100 betting the under.

What is the moneyline for the Holy Cross vs Navy College Basketball game on Wednesday, January 21st, 2026?

Navy is a -500 moneyline favorite at BetMGM and Holy Cross is a +375 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained
Game	BetMGM Bet
Holy Cross Navy 1/21/26 7:00pm EST	+9.5 -110 -9.5 -110

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Underdog Holy Cross - Holy Cross bettors risk $100 to win $90.91 at -110 odds.

A +9.5 Holy Cross underdog bet wins if they lose by 9 or fewer, tie, or win outright. Your bet loses if they lose by 10 or more.

Favorite Navy - Navy bettors risk $100 to win $90.91 at -110 odds.

A -9.5 Navy favorite bet wins if they win by 10 or more. Your bet loses if they win by 9 or fewer, tie, or lose outright.

Holy Cross at Navy Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
	BetMGM Bet
Holy Cross Navy First to 5 Points 1/21/26 7:00pm EST	+118 -160 Bet
Holy Cross Navy First to 10 Points 1/21/26 7:00pm EST	+135 -190 Bet
Holy Cross Navy First to 15 Points 1/21/26 7:00pm EST	+155 -220 Bet
Holy Cross Navy Game to Overtime 1/21/26 7:00pm EST	Yes +1000 No -10000 Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - Holy Cross, Navy
Team	W-L	Win%	Home	Away	Conf	CGB	Conf%	Strk
Navy	22-6	0.786	13-1	8-4	14-1	-	0.933	W10
Holy Cross	9-19	0.321	6-7	2-12	4-11	+10	0.267	L3

Holy Cross & Navy Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

Holy Cross Championship Odds

No NCAA Men's Basketball Tournament TM Holy Cross YR: futures available

Navy Championship Odds

No NCAA Men's Basketball Tournament TM Navy YR: futures available

Holy Cross & Navy Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Holy Cross vs Navy College Basketball Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Wednesday, January 21st, 2026 at 7:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Basketball page, look for the Holy Cross vs Navy Game.
Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the Holy Cross vs Navy Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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