UTSA vs Charlotte Football Odds - SportsBetting3.com

The Roadrunners will play the 49ers on Saturday, November 15th, 2025. The matchup takes place at Jerry Richardson Stadium. Watch this exciting Week 12 matchup at 12:00 pm EST. Check local listings for coverage on ESPN+.

Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.

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Key Matchup Stats

It's now the back half of the 2025 college football season, as we begin looking towards the annual bowl games and college football playoffs. Week 12 action features a matchup between UTSA and Charlotte, kicking off at Jerry Richardson Stadium on Saturday, November 15th, 2025. Have a look at the following season performance stats to better handicap this game.

SportsBetting3.com Power Rankings - UTSA has a 94.67 conference power ranking for the 2025 season. The conference power ranking for Charlotte is 91.00.
Away UTSA - As Week 12 looms, UTSA currently has a 1-4 record as an away team for the 2025 regular season. This ranks them 4th in the American Conference for away team wins. Remember that a team's overall record and schedule strength will affect whether or not they make a bowl game or the playoffs.
Home Charlotte - Charlotte has a 1-4 record as a home team as they approach Week 12. They currently rank 5th in the American Conference for home team wins. Continue monitoring their performance to see if they have a shot at a postseason bowl game or playoff berth.
Points Scored - For the 2025 season, UTSA ranks 6th (295) in the American Conference, with Charlotte currently ranking 14th (162) for points scored in the American Conference.
Points Against - UTSA stands 4th (297) in the American Conference for points scored by opponents in the 2025 college football season. Charlotte sits at 1st (346) in the American Conference for points against them heading into Week 12 of the 2025 season.
Team Records - UTSA has a 4-5 overall record for the 2025 regular season, with Charlotte currently 1-8 for the 2025 college football regular season.

Paddy O'Parlay

The "Sports Network" talking heads have nothing on my Irish arse!

Get ready for a wild clash as UTSA faces off against Charlotte this Saturday!

Jerry Richardson Stadium will be roaring as these two teams battle it out.

UTSA comes in with a Power Ranking of 94.67, while Charlotte sits at 91.00.

UTSA has a 4-5 record, while Charlotte is struggling at 1-8. Place a bet today!

Best Roadrunners at 49ers Odds

**Best Point Spread Betting Odds**
Underdog Charlotte	Favorite UTSA
+16.5 -105 BetMGM Bet	-16.5 -115 BetMGM Bet

UTSA has a -16.5 -115 point spread at BetMGM OH. They are the point spread favorite in this matchup. Charlotte has a +16.5 -105 point spread at BetMGM OH. Charlotte is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

**Best Total Betting Odds**
Over	Under
57.5 o -115 BetMGM Bet	57.5 u -105 BetMGM Bet

BetMGM has the best over line of 57.5 points. Risk $115 to win $100. BetMGM has the best under line of 57.5 points. Risk $105 to win $100. Our tutorial explains more about total bets.

**Best Moneyline Betting Odds**
Underdog Charlotte	Favorite UTSA
+550 BetMGM Bet	-800 BetMGM Bet

UTSA is the -800 moneyline favorite. Risk $800 to win $100 on UTSA at BetMGM. Charlotte is the +550 underdog at BetMGM. Risk $100 to win $550 on Charlotte. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the UTSA vs Charlotte College Football game on Saturday, November 15th, 2025?

UTSA is a -16.5 -115 point spread favorite at BetMGM, while Charlotte is a +16.5 -105 point spread underdog at BetMGM.

What is the over-under total line for the UTSA vs Charlotte College Football game on Saturday, November 15th, 2025?

The best over line is 57.5 -115 points at BetMGM, which means you risk $115 to win $100 betting the over. The best under line is 57.5 -105 points at BetMGM, and that means you risk $105 to win $100 betting the under.

What is the moneyline for the UTSA vs Charlotte College Football game on Saturday, November 15th, 2025?

UTSA is a -800 moneyline favorite at BetMGM and Charlotte is a +550 moneyline underdog at BetMGM.

College Football Odds Example

College Football Odds and Outcomes Explained
Game	BetMGM Bet
UTSA Charlotte 11/15/25 12:00pm EST	-16.5 -115 +16.5 -105

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Underdog Charlotte - Charlotte bettors risk $100 to win $95.24 at -105 odds.

A +16.5 Charlotte underdog bet wins if they lose by 16 or fewer, tie, or win outright. Your bet loses if they lose by 17 or more.

Favorite UTSA - UTSA bettors risk $100 to win $86.96 at -115 odds.

A -16.5 UTSA favorite bet wins if they win by 17 or more. Your bet loses if they win by 16 or fewer, tie, or lose outright.

UTSA at Charlotte Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Football Prop Bets
+ Displays more odds
	BetMGM Bet
UTSA Charlotte No Touchdown To Score 1st Touchdown 11/15/25 12:00pm EST	-325 +210 +10000 Bet
UTSA Charlotte Game to Overtime 11/15/25 12:00pm EST	Yes +1750 No -10000 Bet
UTSA Charlotte Both Teams Score 10+ 11/15/25 12:00pm EST	Yes -800 No +500 Bet
UTSA Charlotte Both Teams Score 20+ 11/15/25 12:00pm EST	Yes -125 No +100 Bet
	BetMGM
UTSA Charlotte Both Teams Score 30+ 11/15/25 12:00pm EST	Yes +450 No -700 Bet

Recent Meetings Since 2021

Recent Meetings Since 2021
Week	Game	Result	Margin
2025 Week 12	UTSA vs Charlotte Saturday, November 15th, 2025	UTSA 28, CLT 7 Jerry Richardson Stadium	UTSA by 21

Team Standings

2025-2026 College Football Regular Season Standings - UTSA, Charlotte
Team	Conf	Conf%	W	L	PF	PA	Home	Away	Strk
UTSA	4-4	0.500	7	6	462	375	4-2	2-4	W1
Charlotte	0-8	0.000	1	11	172	436	1-5	0-5	L9

UTSA & Charlotte Futures Odds

Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.

UTSA Championship Odds

No NCAA College Football Championship TM UTSA YR: futures available

Charlotte Championship Odds

No NCAA College Football Championship TM Charlotte YR: futures available

UTSA & Charlotte Team Pages

Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

Team Schedules & Results

2025-26 UTSA Games & Results
Week	Matchup	Date & Result
Week 1	UTSA vs Texas A&M	TA&M 42, UTSA 24 Saturday, August 30th, 2025
Week 2	Texas State vs UTSA	TXST 43, UTSA 36 Saturday, September 6th, 2025
Week 3	Incarnate Word vs UTSA	UTSA 48, UIW 20 Saturday, September 13th, 2025
Week 4	UTSA vs Colorado State	UTSA 17, CSU 16 Saturday, September 20th, 2025
Week 6	UTSA vs Temple	TEM 27, UTSA 21 Saturday, October 4th, 2025
Week 7	Rice vs UTSA	UTSA 61, RICE 13 Saturday, October 11th, 2025
Week 8	UTSA vs North Texas	UNT 55, UTSA 17 Saturday, October 18th, 2025
Week 10	Tulane vs UTSA	UTSA 48, TULN 26 Thursday, October 30th, 2025
Week 11	UTSA vs South Florida	USF 55, UTSA 23 Thursday, November 6th, 2025
Week 12	UTSA vs Charlotte	UTSA 28, CLT 7 Saturday, November 15th, 2025
Week 13	East Carolina vs UTSA	UTSA 58, ECU 24 Saturday, November 22nd, 2025
Week 14	Army vs UTSA	ARMY 27, UTSA 24 Saturday, November 29th, 2025
Bowls	FIU vs UTSA Servpro First Responder Bowl	UTSA 57, FIU 20 Friday, December 26th, 2025

2025-26 Charlotte Games & Results
Week	Matchup	Date & Result
Week 1	Appalachian State vs Charlotte	APP 34, CLT 11 Friday, August 29th, 2025
Week 2	North Carolina vs Charlotte	UNC 20, CLT 3 Saturday, September 6th, 2025
Week 3	Monmouth vs Charlotte	CLT 42, MONM 35 Saturday, September 13th, 2025
Week 4	Rice vs Charlotte	RICE 28, CLT 17 Thursday, September 18th, 2025
Week 6	Charlotte vs South Florida	USF 54, CLT 26 Friday, October 3rd, 2025
Week 7	Charlotte vs Army	ARMY 24, CLT 7 Saturday, October 11th, 2025
Week 8	Temple vs Charlotte	TEM 49, CLT 14 Saturday, October 18th, 2025
Week 9	North Texas vs Charlotte	UNT 54, CLT 20 Friday, October 24th, 2025
Week 11	Charlotte vs East Carolina	ECU 48, CLT 22 Saturday, November 8th, 2025
Week 12	UTSA vs Charlotte	UTSA 28, CLT 7 Saturday, November 15th, 2025
Week 13	Charlotte vs Georgia	UGA 35, CLT 3 Saturday, November 22nd, 2025
Week 14	Charlotte vs Tulane	TULN 27, CLT 0 Saturday, November 29th, 2025

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the UTSA vs Charlotte College Football Game

Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, November 15th, 2025 at 12:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
Tap to the sportsbook's College Football page, look for the UTSA vs Charlotte Game.
Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the UTSA vs Charlotte Game.
Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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