UMBC vs Albany Basketball Odds

The Retrievers will play the Great Danes on Saturday, January 31st, 2026. Your timezone's tip off time is 7:00 pm EST. Check local listings or your nearest streaming app for coverage.

Review our College Basketball Betting guide to learn how to bet this game.


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Table of Contents

Key Matchup Stats

Looking into the second half of the 2025-26 college basketball season, UMBC and Albany are set to hit the hardwood on Saturday, January 31st, 2026. Luckily, we have some clear performance trends emerging now that each team has more than a dozen games under their belts. Use the following data to help analyze this matchup and to place an intelligent wager on its ultimate outcome.

  • SportsBetting3.com Power Rankings - With the 2025-26 season in full stride, UMBC currently has a 98.00 conference power ranking, while the SportsBetting3.com conference power ranking for Albany is 95.67.
  • Away UMBC - UMBC starts this game with a 4-6 record as an away team, ranking them 3rd in the America East Conference for away team wins.
  • Home Albany - Albany meets UMBC boasting a 5-2 record as a home team. They currently rank 3rd in the America East Conference for home team wins.
  • Conference Win Percentage - UMBC currently ranks 2nd (0.714) in the America East Conference, with Albany now standing 4th (0.429) for their conference win percentage in the 2025 America East Conference for the 2025-26 college basketball season.
  • Overall Win Percentage - UMBC has a 0.600 overall win percentage, with Albany matching up with a 0.318 overall win percentage.
  • Team Records - UMBC currently possesses 12-8 regular season overall record. Meanwhile, Albany has tallied a 7-15 standing as the 2025-26 college basketball season continues to unfold.

Moneyline Mage

Spelling out the winners with humor since the middle ages.

Moneyline Mage
Moneyline Mage

Hocus pocus! UMBC faces Albany in a magical battle on Saturday night. UMBC has a 12-8 record, while Albany stands at 7-15 this season.

Conference records are crucial for tournament seeds. UMBC is 5-2 in the America East, while Albany is 3-4. UMBC lost their last game, while Albany has dropped 3 straight.

Review the tables below to find the best point spread, total, and moneylines for this game. You can bet on college basketball legally at BetRivers and BetMGM. We've also listed each team's futures odds and current standings below.

Best Retrievers at Great Danes Odds


Best Point Spread Betting Odds
Underdog

Albany
Favorite

UMBC
UMBC has a -2.5 -110 point spread at BetMGM OH. They are the point spread favorite in this matchup. Albany has a +2.5 -110 point spread at BetMGM OH. Albany is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetMGM has the best over line of 141.5 points. Risk $105 to win $100. BetMGM has the best under line of 141.5 points. Risk $115 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
Underdog

Albany
Favorite

UMBC
UMBC is the -145 moneyline favorite. Risk $145 to win $100 on UMBC at BetMGM. Albany is the +118 underdog at BetMGM. Risk $100 to win $118 on Albany. Learn more about how to bet on money lines.

Matchup Odds FAQs

What is the point spread for the UMBC vs Albany College Basketball game on Saturday, January 31st, 2026?

UMBC is a -2.5 -110 point spread favorite at BetMGM, while Albany is a +2.5 -110 point spread underdog at BetMGM.

What is the over-under total line for the UMBC vs Albany College Basketball game on Saturday, January 31st, 2026?

The best over line is 141.5 -105 points at BetMGM, which means you risk $105 to win $100 betting the over. The best under line is 141.5 -115 points at BetMGM, and that means you risk $115 to win $100 betting the under.

What is the moneyline for the UMBC vs Albany College Basketball game on Saturday, January 31st, 2026?

UMBC is a -145 moneyline favorite at BetMGM and Albany is a +118 moneyline underdog at BetMGM.

College Basketball Odds Example

College Basketball Odds and Outcomes Explained

Game
BetMGM Sports Betting BetMGM
Bet
UMBC
Albany
1/31/26 7:00pm EST
-2.5 -110+2.5 -110
Bet $100 at BetMGM Ohio
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Gambling Problem? Call 1-800-589-9966

Underdog Albany - Albany bettors risk $100 to win $90.91 at -110 odds.

A +2.5 Albany underdog bet wins if they lose by 2 or fewer, tie, or win outright. Your bet loses if they lose by 3 or more.

Favorite UMBC - UMBC bettors risk $100 to win $90.91 at -110 odds.

A -2.5 UMBC favorite bet wins if they win by 3 or more. Your bet loses if they win by 2 or fewer, tie, or lose outright.

UMBC at Albany Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Basketball Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
UMBC
Albany
First to 5 Points
1/31/26 7:00pm EST
-125-110Bet
UMBC
Albany
First to 10 Points
1/31/26 7:00pm EST
-125-110Bet
UMBC
Albany
First to 15 Points
1/31/26 7:00pm EST
-125-110Bet
UMBC
Albany
Game to Overtime
1/31/26 7:00pm EST
Yes +725No -2500Bet

Team Standings

2025-2026 College Basketball Regular Season Standings - UMBC, Albany
Team W-L Win% Home Away Conf CGB Conf% Strk
UMBC14-80.6369-25-67-2+0.50.778W2
Albany8-170.3205-42-104-6+40.400L1

UMBC & Albany Futures Odds

Latest College Basketball Championship odds, if available, for each team. Review March Madness odds for other teams and learn how to bet on the college basketball tournament. Also be sure to read Ron Halfback's Final Four write-up.

UMBC Championship Odds

No NCAA Men's Basketball Tournament TM UMBC YR: futures available

Albany Championship Odds

No NCAA Men's Basketball Tournament TM Albany YR: futures available

UMBC & Albany Team Pages

Review each team's futures odds, betting bonuses, current standings and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the UMBC vs Albany College Basketball Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Saturday, January 31st, 2026 at 7:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Basketball page, look for the UMBC vs Albany Game.

    Navigate to the sportsbook's College Basketball page. Next, look for live or upcoming matchups. Select the UMBC vs Albany Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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