The Roadrunners will play the 49ers on Saturday, November 15th, 2025. The matchup takes place at Jerry Richardson Stadium. Watch this exciting Week 12 matchup at 12:00 pm EST.
Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.
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Table of Contents
- Matchup Stats
- Paddy O'Parlay
- Best Odds
- Interactive Odds Example
- Prop Bets
- Recent Meetings
- Team Standings
- Futures Odds
- Team Pages
- Team Schedules & Results
- Other Games Today
Key Matchup Stats
It's now the back half of the 2025 college football season, as we begin looking towards the annual bowl games and college football playoffs. Week 12 action features a matchup between UTSA and Charlotte, kicking off at Jerry Richardson Stadium on Saturday, November 15th, 2025. Have a look at the following season performance stats to better handicap this game.
- SportsBetting3.com Power Rankings - UTSA has a 94.67 conference power ranking for the 2025 season. The conference power ranking for Charlotte is 91.00.
- Away UTSA - As Week 12 looms, UTSA currently has a 1-4 record as an away team for the 2025 regular season. This ranks them 4th in the American Conference for away team wins. Remember that a team's overall record and schedule strength will affect whether or not they make a bowl game or the playoffs.
- Home Charlotte - Charlotte has a 1-4 record as a home team as they approach Week 12. They currently rank 5th in the American Conference for home team wins. Continue monitoring their performance to see if they have a shot at a postseason bowl game or playoff berth.
- Points Scored - For the 2025 season, UTSA ranks 6th (295) in the American Conference, with Charlotte currently ranking 14th (162) for points scored in the American Conference.
- Points Against - UTSA stands 4th (297) in the American Conference for points scored by opponents in the 2025 college football season. Charlotte sits at 1st (346) in the American Conference for points against them heading into Week 12 of the 2025 season.
- Team Records - UTSA has a 4-5 overall record for the 2025 regular season, with Charlotte currently 1-8 for the 2025 college football regular season.
Paddy O'Parlay
The "Sports Network" talking heads have nothing on my Irish arse!
Get ready for a wild clash as UTSA faces off against Charlotte this Saturday!
Jerry Richardson Stadium will be roaring as these two teams battle it out.
UTSA comes in with a Power Ranking of 94.67, while Charlotte sits at 91.00.
UTSA has a 4-5 record, while Charlotte is struggling at 1-8. Place a bet today!
Best Roadrunners at 49ers Odds
| Underdog Charlotte | Favorite UTSA |
|---|---|
| Over | Under |
|---|---|
| Underdog Charlotte | Favorite UTSA |
|---|---|
Matchup Odds FAQs
UTSA is a -17.5 -105 point spread favorite at BetMGM, while Charlotte is a +17.5 -115 point spread underdog at BetMGM.
The best over line is 58.5 -110 points at BetMGM, which means you risk $110 to win $100 betting the over. The best under line is 58.5 -110 points at BetMGM, and that means you risk $110 to win $100 betting the under.
UTSA is a -800 moneyline favorite at BetMGM and Charlotte is a +550 moneyline underdog at BetMGM.
College Football Odds Example
|
Game |
 BetMGMBet |
|---|---|
UTSA
Charlotte
11/15/25 12:00pm EST | -17.5 -105+17.5 -115 |
Underdog Charlotte - Charlotte bettors risk $100 to win $86.96 at -115 odds.
A +17.5 Charlotte underdog bet wins if they lose by 17 or fewer, tie, or win outright. Your bet loses if they lose by 18 or more.
Favorite UTSA - UTSA bettors risk $100 to win $95.24 at -105 odds.
A -17.5 UTSA favorite bet wins if they win by 18 or more. Your bet loses if they win by 17 or fewer, tie, or lose outright.
UTSA at Charlotte Prop Bets
Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.
| BetMGM Bet |
|
|---|---|
UTSA
Charlotte
No Touchdown
To Score 1st Touchdown
11/15/25 12:00pm EST | -350+220+10000Bet |
UTSA
Charlotte
Game to Overtime
11/15/25 12:00pm EST | Yes +1700No -10000Bet |
UTSA
Charlotte
Both Teams Score 10+
11/15/25 12:00pm EST | Yes -900No +525Bet |
UTSA
Charlotte
Both Teams Score 20+
11/15/25 12:00pm EST | Yes -135No +105Bet |
| BetMGM | |
UTSA
Charlotte
Both Teams Score 30+
11/15/25 12:00pm EST | Yes +425No -650Bet |
Recent Meetings Since 2021
| Week | Game | Result | Margin |
|---|
Team Standings
| Team | Conf | Conf% | W | L | PF | PA | Home | Away | Strk |
|---|---|---|---|---|---|---|---|---|---|
| UTSA | 2-3 | 0.400 | 4 | 5 | 295 | 297 | 3-1 | 1-4 | L1 |
| Charlotte | 0-6 | 0.000 | 1 | 8 | 162 | 346 | 1-4 | 0-3 | L6 |
UTSA & Charlotte Futures Odds
Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.
UTSA Championship OddsNo NCAA College Football Championship TM UTSA YR: futures available
Charlotte Championship OddsNo NCAA College Football Championship TM Charlotte YR: futures available
UTSA & Charlotte Team Pages
Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:
Team Schedules & Results
| Week | Matchup | Date & Result |
|---|---|---|
| Week 1 | UTSA vs Texas A&M | TA&M 42, UTSA 24 Saturday, August 30th, 2025 |
| Week 2 | Texas State vs UTSA | TXST 43, UTSA 36 Saturday, September 6th, 2025 |
| Week 3 | Incarnate Word vs UTSA | UTSA 48, UIW 20 Saturday, September 13th, 2025 |
| Week 4 | UTSA vs Colorado State | UTSA 17, CSU 16 Saturday, September 20th, 2025 |
| Week 6 | UTSA vs Temple | TEM 27, UTSA 21 Saturday, October 4th, 2025 |
| Week 7 | Rice vs UTSA | UTSA 61, RICE 13 Saturday, October 11th, 2025 |
| Week 8 | UTSA vs North Texas | UNT 55, UTSA 17 Saturday, October 18th, 2025 |
| Week 10 | Tulane vs UTSA | Thursday, October 30th, 2025 7:30 pm EDT |
| Week 11 | UTSA vs South Florida | Thursday, November 6th, 2025 7:30 pm EST |
| Week 12 | UTSA vs Charlotte | Saturday, November 15th, 2025 12:00 am EST |
| Week 13 | East Carolina vs UTSA | Saturday, November 22nd, 2025 12:00 am EST |
| Week 14 | Army vs UTSA | Saturday, November 29th, 2025 12:00 am EST |
| Week | Matchup | Date & Result |
|---|---|---|
| Week 1 | Appalachian State vs Charlotte | APP 34, CLT 11 Friday, August 29th, 2025 |
| Week 2 | North Carolina vs Charlotte | UNC 20, CLT 3 Saturday, September 6th, 2025 |
| Week 3 | Monmouth vs Charlotte | CLT 42, MONM 35 Saturday, September 13th, 2025 |
| Week 4 | Rice vs Charlotte | RICE 28, CLT 17 Thursday, September 18th, 2025 |
| Week 6 | Charlotte vs South Florida | USF 54, CLT 26 Friday, October 3rd, 2025 |
| Week 7 | Charlotte vs Army | ARMY 24, CLT 7 Saturday, October 11th, 2025 |
| Week 8 | Temple vs Charlotte | TEM 49, CLT 14 Saturday, October 18th, 2025 |
| Week 9 | North Texas vs Charlotte | Friday, October 24th, 2025 7:00 pm EDT |
| Week 11 | Charlotte vs East Carolina | Saturday, November 8th, 2025 12:00 am EST |
| Week 12 | UTSA vs Charlotte | Saturday, November 15th, 2025 12:00 am EST |
| Week 13 | Charlotte vs Georgia | Saturday, November 22nd, 2025 12:45 pm EST |
| Week 14 | Charlotte vs Tulane | Saturday, November 29th, 2025 12:00 am EST |
How to Bet on the Game
Time needed: 4 minutes.
How to Bet on the UTSA vs Charlotte College Football Game
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Open a new sports betting account before game time.
Review our list of sports betting sites. Open a new account before the game starts on Saturday, November 15th, 2025 at 12:00 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.
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Visit the sportsbook’s cashier, banking, or deposit page.
Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.
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Tap to the sportsbook's College Football page, look for the UTSA vs Charlotte Game.
Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the UTSA vs Charlotte Game.
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Choose your bet and place a wager.
Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.
Other November 15, 2025 NCAAFB Games
- Air Force vs UConn - 11/15/25 12:00pm EST
- Eastern Michigan vs Ball State - 11/15/25 12:00pm EST
- Kansas State vs Oklahoma State - 11/15/25 12:00pm EST
- South Florida vs Navy - 11/15/25 12:00pm EST
- Michigan vs Northwestern - 11/15/25 12:00pm EST
- Wisconsin vs Indiana - 11/15/25 12:00pm EST
- Notre Dame vs Pittsburgh - 11/15/25 12:00pm EST
- South Carolina vs Texas A&M - 11/15/25 12:00pm EST
- Arizona vs Cincinnati - 11/15/25 12:00pm EST
- Arkansas vs LSU - 11/15/25 12:45pm EST
- Oregon State vs Tulsa - 11/15/25 1:00pm EST
- West Virginia vs Arizona State - 11/15/25 1:00pm EST
- North Texas vs UAB - 11/15/25 2:00pm EST
- Marshall vs Georgia State - 11/15/25 2:00pm EST
- UTEP vs Missouri State - 11/15/25 3:00pm EST
- Colorado State vs New Mexico - 11/15/25 3:00pm EST
- Maryland vs Illinois - 11/15/25 3:30pm EST
- Iowa vs USC - 11/15/25 3:30pm EST
- Middle Tennessee vs Western Kentucky - 11/15/25 3:30pm EST
- NC State vs Miami (FL) - 11/15/25 3:30pm EST
- Penn State vs Michigan State - 11/15/25 3:30pm EST
- San Jose State vs Nevada - 11/15/25 3:30pm EST
- South Alabama vs Louisiana-Monroe - 11/15/25 3:30pm EST
- Texas State vs Southern Miss - 11/15/25 3:30pm EST
- Virginia vs Duke - 11/15/25 3:30pm EST
- Georgia Tech vs Boston College - 11/15/25 3:30pm EST
- Appalachian State vs James Madison - 11/15/25 3:30pm EST
- Oklahoma vs Alabama - 11/15/25 3:30pm EST
- UCF vs Texas Tech - 11/15/25 3:30pm EST
- Florida Atlantic vs Tulane - 11/15/25 4:00pm EST
- Memphis vs East Carolina - 11/15/25 4:00pm EST
- New Mexico State vs Tennessee - 11/15/25 4:15pm EST
- North Carolina vs Wake Forest - 11/15/25 4:30pm EST
- Liberty vs FIU - 11/15/25 5:00pm EST
- Coastal Carolina vs Georgia Southern - 11/15/25 6:00pm EST
- Purdue vs Washington - 11/15/25 7:00pm EST
- Utah State vs UNLV - 11/15/25 7:00pm EST
- Delaware vs Sam Houston State - 11/15/25 7:00pm EST
- Florida vs Ole Miss - 11/15/25 7:00pm EST
- Utah vs Baylor - 11/15/25 7:00pm EST
- Virginia Tech vs Florida State - 11/15/25 7:30pm EST
- UCLA vs Ohio State - 11/15/25 7:30pm EST
- Texas vs Georgia - 11/15/25 7:30pm EST
- Mississippi State vs Missouri - 11/15/25 7:45pm EST
- Kennesaw State vs Jacksonville State - 11/15/25 8:00pm EST
- Louisiana Tech vs Washington State - 11/15/25 10:00pm EST
- TCU vs BYU - 11/15/25 10:15pm EST
- Boise State vs San Diego State - 11/15/25 10:30pm EST
- Wyoming vs Fresno State - 11/15/25 10:30pm EST