Charlotte vs Georgia Football Odds

The 49ers will play the Bulldogs on Saturday, November 22nd, 2025. The matchup takes place at Sanford Stadium. Watch this exciting Week 13 matchup at 12:45 pm EST. Check local listings for coverage on SEC Network.

Learn more about College Football betting with our handy tutorial and guide. We explain spread, total and money line bets.


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Table of Contents

Key Matchup Stats

We're now in the home stretch of the 2025 college football season, with Charlotte and Georgia meeting at Sanford Stadium for a key late-season matchup on Saturday, November 22nd, 2025. The playoffs are fast approaching, along with the annual Bowl games that kick off in December. Here's an overview of some important 2025 performance data for each team.

  • SportsBetting3.com Power Rankings - As we wrap up the 2025 regular season, Charlotte has notched a 91.00 American Conference conference power ranking. On the other side of the gridiron, Georgia has a 98.00 SEC Conference power ranking.
  • Away Charlotte - Looking at Week 13, Charlotte heads into this matchup with a 0-3 record as an away team. This ranks them 5th in the American Conference for away team wins in 2025. Remember that a team's overall record and schedule strength will affect whether or not they make a December bowl game or qualify for the playoffs.
  • Home Georgia - Meanwhile, Georgia has a 5-1 record as a home team for 2025. They currently rank 3rd in the SEC Conference for home team wins. Let's see if they can add another win to their record when they battle Charlotte on Saturday, November 22nd, 2025.
  • Points Scored - Now late in the 2025 season, Charlotte ranks 14th (169) in the American Conference, with Georgia currently ranking 8th (336) for points scored in the SEC Conference.
  • Points Against - Charlotte currently stands 2nd (374) in the American Conference for points scored by opponents in the 2025 college football season. Their opponent, Georgia, ranks 11th (188) in the SEC Conference for points against them as the 2025 college football season comes to a close.
  • Team Records - As we head into Week 13, Charlotte has a 1-9 overall record for the 2025 regular season, with Georgia possessing a 9-1 standing for the 2025 college football season.

Paddy O'Parlay

The "Sports Network" talking heads have nothing on my Irish arse!

Paddy O'Parlay
Paddy O'Parlay

Top o' the mornin' to ya, college football fans! Charlotte is takin' on Georgia this Saturday!

This crucial Week 13 matchup will be held at the mighty Sanford Stadium.

The regular season is windin' down, with December bowl games on the horizon.

According to SportsBetting3.com Power Rankings, Georgia has the edge with a 98.00 rating.

Charlotte may be strugglin' with a 1-9 record, but Georgia is standin' tall at 9-1.

We recommend BetRivers or BetMGM for a bet on this game. Review this game's prop bets. Compare the best point spread, total, and moneylines from our partner sportsbooks below.

Best 49ers at Bulldogs Odds


Best Point Spread Betting Odds
Underdog

Charlotte
Favorite

Georgia
Georgia has a -45.5 -105 point spread at BetMGM OH. They are the point spread favorite in this matchup. Charlotte has a +45.5 -115 point spread at BetMGM OH. Charlotte is the point spread underdog. Review how to bet on a point spread with our text and video tutorials.

Best Total Betting Odds
OverUnder
BetMGM has the best over line of 54.5 points. Risk $105 to win $100. BetMGM has the best under line of 54.5 points. Risk $115 to win $100. Our tutorial explains more about total bets.

Best Moneyline Betting Odds
TBDTBD
Moneyline odds are updating, please check back soon.

Matchup Odds FAQs

What is the point spread for the Charlotte vs Georgia College Football game on Saturday, November 22nd, 2025?

Georgia is a -45.5 -105 point spread favorite at BetMGM, while Charlotte is a +45.5 -115 point spread underdog at BetMGM.

What is the over-under total line for the Charlotte vs Georgia College Football game on Saturday, November 22nd, 2025?

The best over line is 54.5 -105 points at BetMGM, which means you risk $105 to win $100 betting the over. The best under line is 54.5 -115 points at BetMGM, and that means you risk $115 to win $100 betting the under.

College Football Odds Example

College Football Odds and Outcomes Explained

Game
BetMGM Sports Betting BetMGM
Bet
Charlotte
Georgia
11/22/25 12:45pm EST
+45.5 -115-45.5 -105
Bet $100 at BetMGM Ohio
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Underdog Charlotte - Charlotte bettors risk $100 to win $86.96 at -115 odds.

A +45.5 Charlotte underdog bet wins if they lose by 45 or fewer, tie, or win outright. Your bet loses if they lose by 46 or more.

Favorite Georgia - Georgia bettors risk $100 to win $95.24 at -105 odds.

A -45.5 Georgia favorite bet wins if they win by 46 or more. Your bet loses if they win by 45 or fewer, tie, or lose outright.

Charlotte at Georgia Prop Bets

Important Note: Some states expressly forbid individual college athlete prop bets. The following wagers may not be available depending on your particular state laws.

College Football Prop Bets
+ Displays more odds
BetMGM Sports Betting BetMGM
Bet
Charlotte
Georgia
11/22/25 12:45pm EST
Pending BetMGM

Recent Meetings Since 2021

Recent Meetings Since 2021
WeekGameResultMargin

Team Standings

2025-2026 College Football Regular Season Standings - Charlotte, Georgia
Team Conf Conf% W L PF PA Home Away Strk
American
Charlotte0-70.000191693741-50-3L7
SEC
#5 Georgia7-10.875913361885-13-0W6

Charlotte & Georgia Futures Odds

Latest NCAA Championship odds, if available, for each team. Review odds for other teams and learn the best College Football bets.

Charlotte Championship Odds

No NCAA College Football Championship TM Charlotte YR: futures available

Georgia Championship Odds
2025-26 Georgia NCAA College Football Championship Odds

Team
BetMGM Sports Betting BetMGM
Georgia
+1000
Bet

Charlotte & Georgia Team Pages

Review each team's season schedule and results, season win total odds, futures odds, betting bonuses and other valuable information on our exclusive team betting odds pages. Team betting odds and stats update throughout the season:

Team Schedules & Results


2025-26 Charlotte Games & Results
WeekMatchupDate & Result
Week 1Appalachian State vs
Charlotte
APP 34, CLT 11
Friday, August 29th, 2025
Week 2North Carolina vs
Charlotte
UNC 20, CLT 3
Saturday, September 6th, 2025
Week 3Monmouth vs
Charlotte
CLT 42, MONM 35
Saturday, September 13th, 2025
Week 4Rice vs
Charlotte
RICE 28, CLT 17
Thursday, September 18th, 2025
Week 6Charlotte vs
South Florida
USF 54, CLT 26
Friday, October 3rd, 2025
Week 7Charlotte vs
Army
ARMY 24, CLT 7
Saturday, October 11th, 2025
Week 8Temple vs
Charlotte
TEM 49, CLT 14
Saturday, October 18th, 2025
Week 9North Texas vs
Charlotte
Friday, October 24th, 2025
7:00 pm EDT
Week 11Charlotte vs
East Carolina
Saturday, November 8th, 2025
12:00 am EST
Week 12UTSA vs
Charlotte
Saturday, November 15th, 2025
12:00 am EST
Week 13Charlotte vs
Georgia
Saturday, November 22nd, 2025
12:45 pm EST
Week 14Charlotte vs
Tulane
Saturday, November 29th, 2025
12:00 am EST


2025-26 Georgia Games & Results
WeekMatchupDate & Result
Week 1Marshall vs
Georgia
UGA 45, MRSH 7
Saturday, August 30th, 2025
Week 2Austin Peay vs
Georgia
UGA 28, APSU 6
Saturday, September 6th, 2025
Week 3Georgia vs
Tennessee
UGA 44, TENN 41 (OT)
Saturday, September 13th, 2025
Week 5Alabama vs
Georgia
ALA 24, UGA 21
Saturday, September 27th, 2025
Week 6Kentucky vs
Georgia
UGA 35, UK 14
Saturday, October 4th, 2025
Week 7Georgia vs
Auburn
UGA 20, AUB 10
Saturday, October 11th, 2025
Week 8Ole Miss vs
Georgia
UGA 43, MISS 35
Saturday, October 18th, 2025
Week 10Georgia vs
Florida
Saturday, November 1st, 2025
3:30 pm EDT
Week 11Georgia vs
Mississippi State
Saturday, November 8th, 2025
12:00 pm EST
Week 12Texas vs
Georgia
Saturday, November 15th, 2025
12:00 am EST
Week 13Charlotte vs
Georgia
Saturday, November 22nd, 2025
12:45 pm EST
Week 14Georgia vs
Georgia Tech
Friday, November 28th, 2025
3:30 pm EST

How to Bet on the Game

Time needed: 4 minutes.

How to Bet on the Charlotte vs Georgia College Football Game

  1. Open a new sports betting account before game time.

    Review our list of sports betting sites. Open a new account before the game starts on Saturday, November 22nd, 2025 at 12:45 pm EST, making sure to enter all your personal details correctly. Don't forget to add your bonus code.

  2. Visit the sportsbook’s cashier, banking, or deposit page.

    Navigate to the sportsbook's deposit page. Use your Visa card or MasterCard, or deposit with a bank transfer, or other methods like Paypal.

  3. Tap to the sportsbook's College Football page, look for the Charlotte vs Georgia Game.

    Navigate to the sportsbook's College Football page. Next, look for live or upcoming matchups. Select the Charlotte vs Georgia Game.

  4. Choose your bet and place a wager.

    Choose your bet and then use the funds you deposited to place a wager. The sportsbook will pay your winnings or deduct a losing wager from your account balance after the game.

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